Fred Loya Insurance La Joya - Fred Loya attracts customers with incredibly low prices -- sometimes less than half of what the competition charges. However, you will pay this low price in other ways. The company received almost five times as many complaints as other insurers of its size, and in 2012 paid a fine to the Texas Department of Insurance for its deceptive business practices.
Fred Loya has some of the cheapest rates, but those cheap rates may not make up for a bad experience.
Fred Loya Insurance La Joya
Fred Loya has more than 400% more complaints than expected for an insurance company of its size, and the company has been fined for not acting in the best interest of its customers.
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You can make auto insurance payments and view your Fred Loya policy details online, but you cannot receive a quote or make a claim; Instead, you should call the claims department or customer service number.
Fred Loya has 726 insurance offices, most of which are located in major cities in the states where the company operates, such as Los Angeles, Las Vegas and San Antonio. To get a quote you need to go to your local Fred Loya insurance office or call the customer service number.
If Fred Loya excels in everything, it's cheap insurance rates. Fred Loya's comprehensive insurance costs 56% less than average for drivers with a clean history. Drivers who have accidents pay 63% less than average for full Fred Loya coverage.
Another advantage of Fred Loya is that the price of insurance does not increase too much after an accident. Our analysis found that Loya raised rates by just 24% -- lower than the 55% hikes imposed by Geico and the 58% hikes imposed by Allstate. Only Nagara Ladang, the second cheapest insurer, increased the cost less.
Why Prefer Fred Loya Insurance?
However, before you call Fred Loya for a free auto insurance quote, remember that you will have to provide poor customer service to secure these low rates. We recommend comparing car insurance policies from other providers whenever possible.
Fred Loya has a very bad reputation for customer service - so bad that the low prices can be a hassle.
In fact, the company was fined in 2012 for failing to follow customer discount underwriting guidelines filed with the Texas Department of Insurance and imposing other requirements that kept premiums higher.
Data from the National Association of Insurance Commissioners (NAIC) shows that Fred Loya received 475% more complaints than would normally be expected from an insurance company of its size. Complaints against Fred Loya's auto insurance center for claims delays and denials, and reviews from sources such as the Better Business Bureau (BBB) and Reddit cite similar concerns.
Friday, January 4, 2019_pt Issue By Progress Times
Fred Loya offers a very limited number of covers. In addition to mandatory liability insurance coverage, policyholders can add the following coverages to their Fred Loya policy:
Paying for non-accidental damage such as B. animal or weather damage, theft and vandalism.
In addition, Fred Loya covers rental cars. You can buy rental refund insurance and your liability insurance will cover the rental car you use while your own car is being repaired. Fred Loya contracts with a series of mechanic shops called Direct Repair Facilities (DRP), and car repairs performed at these shops are guaranteed as long as you own or lease the car.
Fred Loya does not have roadside assistance coverage. That means if you need help along the way, you're on your own. Fred Loya won't help you secure a tow truck or fix up an apartment. Many other insurance companies offer some type of towing service, but Fred Loya does not - another reason to consider other insurance.
E Cesar E Chavez Ave, Los Angeles, United States
Fred Loya has a limited amount of website functionality, so you will likely need to contact the company via email, phone or in person during business hours to administer your insurance policy. If you just want to pay your bill, you can do it online; Simply log into your Fred Loya insurance account.
The business hours of Fred Loya insurance are from 07:00 to 20:00. Monday to Friday and 7 to 16:00 on Saturday; The company does not open on Sundays.
If you prefer to do business by post, you can also send your claim information to the company's postal address:
Fred Loya Jr. is the Chief Executive Officer of EP Loya Group, a private company of which Fred Loya Insurance Agency is a subsidiary. Fred Loya Insurance is headquartered in El Paso, Texas.
Fred Loya Insurance
Yes, Fred Loya car insurance is often cheaper than insurance from big companies like Geico and State Farm. In addition, Fred Loya only increased the rates of our sample drivers after the accident by 24%, which is lower than usual.
Fred Loya has cheap prices but very poor customer service. It has more than five times as many complaints as car insurance companies of the same size, indicating that customers are often unhappy with the service they receive.
Fred Loya is available in 11 states: Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, Nevada, New Mexico, Ohio and Texas.
Quotes are collected for complete insurance policies in zip codes across Texas. Our example drivers are both 30-year-old men driving a 2015 Honda Civic EX. You have a clean driving record; the other has a culpable accident on his record.
Nobody Puts Fred Loya In A Corner!
Citations for this study were provided by Quadrant Information Services. Quotes are generally obtained from insurance records. It is for comparison purposes only, as your own rates will likely be different.
To request an insurance quote over the phone, call: (855) 596-3655 | Agents are available 24 hours a day, 7 days a week! Choose one of the options below to see transport companies operating in your country, or change the zip code
The Fred Loya insurance rating is based solely on written customer reviews. Scores are determined using an algorithm that analyzes a range of inputs from our community of independent insurance customers, including:
The algorithm also takes into account the percentage of customers who say Fred Loya insurance is good versus the percentage of customers who say the company can do better.
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Fred Loya Insurance is an auto insurance company founded in 1974 with a single location in El Paso, Texas. It is now one of the fastest growing insurance companies in America and the 18th largest Hispanic owned and operated Top 500 company in the United States. Fred Loya strives to find customers the lowest price on car insurance, regardless of your driving history and credit.
You may be able to get a discount to save money on your policy. The best way to find out what discounts are available to you is to call an agent and ask any questions you have and look at your policy together. Your agent will be happy to help you save on your insurance policy.
Fred Loya is affiliated with Loya Insurance Group, Young American Insurance, Rodney D. Young Insurance and National Insurance. Fred Loya insurance has more than 500 offices throughout Texas, California, New Mexico, Colorado, Georgia, Nevada, Illinois, Arizona, Missouri, Indiana and Alabama.
Fred Loya has a great online payment processor that allows you to securely pay for your insurance online. The company has over 200 adjusters who process policyholder claims. Fred Loya has his own legal department with more than 50 employees and 15 in-house lawyers, paralegals, paralegals and secretaries.
Photos: The Loya Family Christmas Light Display
You can get a free quote online from the company's website. You can also use their website to review your policy, view their additional services, update your profile, make claims, make payments, and connect with agents to ask questions. You can also call the company by phone or visit the nearby office during office hours for a quote.
Remember that you need to get a quote for a new auto insurance policy before your current policy expires.
Before making a final decision about your insurance company, it's important to learn as much as you can about your local insurance provider and the coverage they offer. Call your local insurance agent to clarify any questions you may have. Questions asked include, "What is the best insurance plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what type of coverage do you recommend?" "Do you offer a package discount if I get car and home insurance with you?" and "What is the average insurance quote you offer?"
Before making a big insurance decision, use our free tool to compare insurance offers in your area. It's easy, just enter your zip code and we'll do the rest!
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Fred Loya Insurance sells auto insurance in 12 states. Check the situation where Fred Loya insurance sells below and click the link to see how Fred Loya insurance compares with other top companies in the country.
Fred Loya Insurance Group ensures that the auto insurance it offers is fast, reliable and competitively priced.
You can learn more about the company by reading Fred Loya insurance reviews. or
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