Housing Communities For 55 And Older - At Senior Lifestyle, our goal is to act as a resource for those learning more about senior living, especially in areas of the industry that are less familiar with us and their families. Today we're taking a closer look at an aspect of the topic that we often hear questions from families and residents: the age requirement for senior housing.
The US Department of Housing and Urban Development's (HUD) Housing Act (HOPA), a 1995 law that regulates housing for seniors and communities aged 55 and over, proposes to address key aspects of cost-effective senior housing regulations. In addition to HUD's senior housing regulations, there are many additional questions regarding the age requirement for senior housing, but determining lifestyle economics in the 55 and older community is not necessarily one of them.
Housing Communities For 55 And Older
HOPA is designed to provide affordable housing and safe housing for eligible seniors. Technically, it's an age exception to the Fair Housing Act, which protects people from discrimination based on race, color, national origin, religion, sex, disability, or marital status.
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For the public, HOPA has three main provisions. First, give places to provide general assistance to the elderly. The other two relate to age details. The first age rule is simple: only people over the age of 62 should live in the community. The second governs communities over the age of 55 and is a bit more complex.
All seniors have unique wants and needs, so retirement communities offer different levels of care, services and amenities. Read our e-book for a detailed look at what the retirement community has to offer.
In order for communities 55 and older to qualify for HUD's senior housing assistance, they must meet three additional requirements. First, at least 80 percent of the units must have occupants over the age of 55. Second, the community must publish a policy and demonstrate its intent to become a 55 or older community. Finally, the community must verify the resident's age to remain eligible.
It's all handled by the Senior Lifestyle community so you can focus on making the best lifestyle decisions for you or your loved one. Although more than 170 active Senior Lifestyle communities operate independently of each other, all are bound by HUD's senior living regulations. Most senior living communities are limited to people 62 and older, but you can check senior housing in your area for specifics.
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If you are considering becoming a lifestyle resident for yourself or a loved one, we also encourage you to check out our Senior Lifestyle Senior Suites program. Nationally recognized as a leading prototype for affordable housing, Senior Suites differentiates itself from traditional affordable housing options with daily residential programming, weekly shuttle service, a variety of dining options and a daily check-in program.
To learn more about senior housing options, see our senior care services. You can also check out our financial planning calculator to see which premium care option is right for you. Whatever you're considering, you can be sure that Senior Lifestyle is here to help and happy to support you and your family.
For more information on senior living and retirement housing options, contact an aging lifestyle community near you. A sprawling clubhouse is one of the amenities at Chauncy Lake, a 55-year-old Del Webb community in Westboro.
The region's 55+ community, also known as an active adult community, provides another potential housing option for seniors to consider as they age. Couples or individuals trying to maintain their independence who are also looking for a low-maintenance lifestyle and an active social life may find them particularly attractive.
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“These communities offer new construction with a mix of single-story floor plans in elevator-accessible buildings as well as one- or two-story townhomes with owner suites. ground floor property,” said Ashton Khoury, vice president of sales. The Pulte Group in New England.
Many of these communities have on-site amenities, including clubhouses. Chauncy Lake, a lifestyle community at 55 Del Webb in Westboro, has an on-site lifestyle director who plans clubs and activities.
"It features tennis and handball courts, an 11,500-square-foot clubhouse/community center complete with a resort-style heated pool, fitness center, yoga studio, craft room, game room, barbecue station and more," said Chauncy Lake Community Sales. Manager Jay Shilji.
More than 55 other communities that provide convenient access to the links, including Upton Ridge, The Golf Community in Upton and Emery at Cold Brook Crossing in Sudbury, are within walking distance of Naschautuck Country Club, Khoury said. Some 55+ communities are located in or near historic towns, such as Riverside Woods in Andover and Pennington Crossing in Walpole.
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Some communities offer affordable housing programs for those who qualify. According to Schildge, Riverside Woods and Upton Ridge will soon have a housing lottery plan, the last of which was in April.
Khoury outlined some of the benefits of living in the over 55 community. He explains, “Low-cost lifestyle, connected communities where it's easy to meet people for planned activities. “The opportunity to meet like-minded neighbors at the same stage in life, on-site amenities, 'right-size' and personalized options with brand new, high quality designer finishes. Safety and peace of mind are other advantages.
"For our low-rise source communities, the opportunity to live in a secure building where buyers can lock up and leave their homes without worry," Khoury said. Eco-conscious people will appreciate that some community locations offer electric vehicle charging stations.
As you move into an aging society, one potential downside if you plan to sell your home in the future is that "as an investor, you're limiting your buyers," Khoury explained. Also, if you're used to being a busy stay-at-home man or woman, transitioning to a low-maintenance lifestyle may require some adjustment. Additionally, over 55 communities are socially active and not ideal for reclusive individuals.
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Paul Boussa and his wife Pam have lived in Chauncey Lake for 14 months and enjoy both the social aspect and close friendships. "We made more friends in 14 months than we did 30 years ago," says Paul. "This is not a nursing home. They have a club full of activities." Paul learned to jump rope and play dominoes, while Pam took an art class and regularly played mahjong with a women's group. "There's always something going on. It was just a blast.
This particular community is pet friendly, so people should keep that in mind when looking for a place. "Do your homework," he suggested. "If you're not a pet owner, you won't want to come here." And of course it is specially designed for the elderly. "I love children, but not children," he added.
Cathy Harp was one of the first to move to Chauncy Lake, a "pioneer" as she puts it. St. Patrick's Day marks two years of living there. He reiterated that socialization is an important part of appealing to active adult communities. "The residents here are very nice," he said. "I really think overall, it's a social aspect for most of us."
Harp used to live in a townhouse without a swimming pool or other amenities. Chauncy Lake's wide range of activities, from club and social activities to handball courts and walking trails, is a large part of its appeal. Chauncy Lake even created a social committee to plan events. "There are so many things that people can participate in," says Harp. "You couldn't ask for a better community."
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Khoury notes: When people consider moving to a 55+ community, "usually buyers do their research before they come." Their team is trained to ask the right questions to help the discovery process. "We're really trying to address the emotional reasons why buyers are trying to leave a home in the first place," he insists. He advises anyone looking to move into an over-55 community visiting communities to "find a friendly atmosphere, meet the current hosts and ask questions."
Shilji says potential buyers who meet to learn more about a particular 55-and-over community are often willing to make a lifestyle change. "People come because they're not happy with their current living situation," he observes. Moving to a low-maintenance community allows for things like "more time with the grandkids."
Chauncy Lake offers a "Resident for a Day" program, which gives prospective homeowners the opportunity to spend a day at the clubhouse to learn about the amenities and activities, as well as a chance to meet the people who live there. in the community to determine whether or not suitable for them. "Lifestyle is one big piece of the puzzle," says Shilji.
He said the Del Webb community uses the term "right-size" (defined as reducing something to an optimal size—in this case, a house) rather than the phrase "shrink a house. private house". "It's not just shrinking their homes, it's shrinking their lives," he says. "It diminishes and also adds to your life."
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Paul Busa recalled it for him and Pam, downsizing their home and
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