Cars With Cheap Insurance For Young Drivers - Insurance is one of the biggest annual motor costs for many people, so it makes sense to reduce that cost by going for a small car that is cheap cover. But what are the best cars for sale that come with cheap insurance? Read on to find out.
All cars are placed in an insurance group between one and 50, of which one is the cheapest and 50 the most expensive. While your age, occupation, driving history, health, location and employment status will affect how much you pay for insurance, the car you choose also has a big impact. on this.
Cars With Cheap Insurance For Young Drivers
Things that can affect a car's insurance group include how strong it is, how much it costs, how expensive repairs are known for that car, along with its value and what safety equipment it is equipped with. All the cars on display are available in low insurance groups, although this assumes you're choosing a model with a modest engine and trim level.
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We also want to emphasize that small changes in the specification of a car can significantly affect its insurance group, while all new cars have a number of mandatory safety equipment (such as autonomous emergency braking) with sensors that need to be recalibrated or replaced after a crash. , press repair costs up to, with insurance groups increasing as a result.
We have selected cars that are currently on sale for our review, although in some cases the specific engines that bring low insurance groups may not be available from new, as car manufacturers rationalize the line- their ups in the context of the global shortage of semiconductors.
In view of the above, the best thing to do is to check how much a specific car you are thinking of buying (by license plate, if possible) is worth to insure with a provider or comparison site of prices before handing over your money. You may also find that cheap insurance is easier to find if you look at older models, rather than new cars. Another thing to keep in mind is that the lack of semiconductor computer chips means that automakers often build cars in bulk with popular equipment attached, rather than offering entry-level models. of the income they once made; this means that some cars were cheaper to insure
The Volkswagen Polo is comfortable and classy, and has an interior filled with soft and well-chosen materials that give it the feel of a big car. Every VW Polo also comes with a slick touchscreen entertainment system.
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The only fly in the ointment is that the only engines that qualify for low insurance are the lower-powered 1.0-litres, which are a touch lethargic. It'll be fine if all your driving is done in the city, but if you plan on hitting the highway, we'd recommend swallowing the extra cost and going for a higher-powered model.
The Hyundai i10 is a funky-looking hatchback that's packed with standard equipment, including air conditioning and electric windows, even on the entry-level SE model, which sits in Group 3. You don't have to go much higher in range to get a touchscreen infotainment system as well. It's roomy enough (just) for four adults, and the boot is big enough for a weekly trip to the supermarket.
Small dimensions and light controls make the i10 at home in the city, and parking is easy. However, the 67hp engine has to work to keep up with traffic, and these are the models that fall into the lowest insurance group.
The Volkswagen Up is like a sports star that has been around for centuries but is still at the top of its game. The interior has a simple look but is actually full of standard kit, such as DAB radio, Bluetooth and air conditioning.
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Big packaging means there's more space inside than you might imagine, and of course it's a VW, so the interior quality is impressive for such an affordable car. However, the 60 bhp engine that gets Group 2 insurance needs to be revved hard to keep up with traffic.
The Kia Picanto is a great city car with funky styling options and great standard equipment, as long as you avoid the entry-level version. Mid spec cars get alloy wheels, Bluetooth and air conditioning. Step up a bit and you can also have an easy-to-use touchscreen infotainment system.
The 1.0-liter engine is good around town, but it can feel strained at highway speeds and cabin noise can be intrusive. You can get it with a 100hp turbocharged unit, but they will cost more to insure. All models come with a reassuring seven-year warranty, while the mid-level 2 trim is actually in a slightly lower insurance group than the base 1 model.
The Dacia Sandero is the cheapest new car you can buy right now, and it's proof that cheap definitely doesn't mean boring. You get a lot of standard equipment, including bluetooth and air conditioning. A touchscreen infotainment system can also be specified.
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Dacia recently dropped the entry-level Sandero Access, but you can still get an affordable Essential model, which gets Group 4 insurance.
There's a good reason the Ford Fiesta has always been among the UK's best selling cars, it's a great piece of kit. It combines the kind of high-tech features you'd normally find on top-of-the-line cars with true small car and economy. It's just a shame it's not as spacious as some rivals.
The 1.0-litre three-cylinder engine is a peach, and contributes to the Fiesta being a really fun car to drive and it's also economical. You'll have to pay extra to secure it, though, as only the older 1.1-litre petrol engine (only available on the base Trend model) falls into the lower brackets.
The SEAT Ibiza feels like a fairly decent-sized car considering that some models fall into group 3. It's roomy enough for four adults and there's a practical 355-litre boot in the back. However, the stylish exterior is not replicated inside, where everything is a bit dowdy.
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All models get a color touchscreen infotainment system as standard, along with alloy wheels and a leather steering wheel. However, the 1.0-litre MPi engine only develops 80hp, and as in the Fiesta, the brighter and more modern 1.0-litre turbocharged engine (known as TSI) costs more to insure.
Sit in the Renault Clio and you'll find it hard to believe it can be classified as a Group 3 for insurance. The dashboard is smart and minimalist, and all the materials feel classy and well put together.
There is easily enough room for you and a passenger in the front seat to be comfortable, but anyone taller than you in the back will be less than happy with the space on offer.
You should look out for a Clio with the SCe 1.0 liter 73hp engine for cheap insurance, and Renault no longer offers this from new, so make sure you do your research before you buy.
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The Skoda Fabia offers great value for money and is a good alternative to the Volkswagen Polo. It has similar equipment and engines to the Polo, for a lower price. The interior is a nice place to be, although not as well built as the Polo, and it's comfortable to travel in.
The entry-level 80hp 1.0-litre MPI engine that locks into Group 4 feels a little lethargic, so if you plan to use the Fabia on motorways, you'll be better off with the more modern TSI engine and healthy, which brings higher. insurance groups. However, all models are economical, so whatever you choose, it will be easy on the wallet.
The Kia Rio is affordable to buy, but it doesn't feel like a cheap product inside. Equipment is generous across the range, with all cars getting bluetooth and air conditioning. Mid-spec cars and above come with a touchscreen infotainment system as standard, too.
As with the other cars in this review, you'll need to look at the base engine to get cheap insurance, which in this case is a 1.2 liter 84hp unit.
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The standard Toyota Aygo city car may no longer be in production, but the SUV-like Aygo X launched in 2022 will take its place and bring affordable insurance thanks to a Group 6 rating if you go for a Pure or Edge version - go, with the higher specification Exclusive Trim that still comes in the 7 group.
With light steering and a raised ride height, the Aygo X is a great city companion, while its rugged looks add a dash of visual flair over more conventional city cars.
It used to be possible to get a Micra in insurance group 1, but that was for the 70 hp 1.0 liter model, which is no longer offered. Go for a 92hp 1.0-litre Acenta model today with the CVT automatic gearbox and you should still get affordable group 4 insurance, although this rises to group 8 if you go for the manual model.
Regardless, the Micra is stylish, comfortable and easy to drive, while also being good on fuel and cheap to service.
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True, the Fiat 500 may be in insurance group 8, which is relatively high in this business, but it should also provide relatively affordable coverage - although make sure you choose the right term
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