Best Car Insurance Companies In Ontario - Car insurance rates in Ontario can be quite overwhelming with high rates and tons of different insurance providers to choose from. To help you find the best insurance for you and make your decision easier, we have compiled the following list of 12 car insurance companies from top to bottom:
Allstate was originally founded in the state of Illinois in 1931. After its Canadian expansion in 1953, the company eventually became one of Ontario's first auto insurance companies, headquartered in Markham, Ontario. Allstate offers many discount programs. Combining auto and property insurance or insuring multiple vehicles gives you a discount. Allstate also gives discounts to those who use an approved anti-theft device on their vehicle or who install winter tires. Ontario-specific discounts include awards to students under 25 in good academic standing or residents with a private driveway or garage at their residence. Finally, long-time Allstate customers are also eligible for discounts on their policies. The company offers a program known as Good Hands Network, which provides policyholders with the ability to contact a claims adjuster or broker 24 hours a day, seven days a week, through various channels. Policyholders can communicate through the company's website, in person or by phone.
Best Car Insurance Companies In Ontario
Aviva Canada underwrites policies for more than three million individuals in Canada and is one of the largest insurance companies in the country. The company offers some discounts to policyholders who install an automatic emergency braking system, who have gone three years without a conviction, who are retired and who buy multiple policies with the company. Aviva Canada provides policyholders with access to several benefit programs such as a missing person deductible, conviction protection, roadside assistance, a guarantee that Aviva will satisfactorily settle all your claims, and discounts on car rental, hotel accommodation and travel disruption services. Aviva allows you to submit a claim online or over the phone. The company currently does not offer any apps. However, representatives are available by phone at any time, every day of the week.
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Belairdirect was founded in Ontario and Quebec in 1955. During this time, the company's reach expanded across Canada. Belairdirect made history in 1997, when they became the first North American insurance company to offer online deals. Since then, they have continued to find ways to provide innovative and high quality services to their members. Belairdirect offers some of the cheapest Canadian car insurance and strives to be one of the cheapest car insurance companies in Ontario. It also offers various discounts to policy holders. Members qualify for discounts when they combine home and vehicle insurance, have multiple vehicle and company insurance policies, or have a safe driving record. The company also accepts group rates for those looking for insurance through companies or other types of associations. Other programs offered to policyholders include the Auto-Merit program and accident forgiveness for the driver's first accident. Belairdirect provides members with several methods of communication with the company. Policy holders can use online claim tracking services to check the status of their claims.
The Canadian Auto Association (CAA) was founded in 1974. CAA provides vehicle insurance to over six million Canadians. The company offers several discount programs for its members. This discount is valid for those who have a multi-vehicle policy with CAA, participate in the CAA connect program or who install snow tires on their vehicles. The CAA Connect program rewards members who drive their vehicles safely. The company tracks participants' driving by giving them a small device attached to their car that tracks their driving habits. CAA also offers a Forgive and Forget plan, which allows drivers to forgive at-fault car accidents. CAA has an application that stores members' insurance information. Members can also use the app to contact the company directly, request roadside assistance, find nearby gas stations and offer research on new vehicle batteries.
Desjardins was founded as a credit union in 1900 in Quebec. In addition to functioning as a banking institution, Desjardins offers a range of products and services, including car insurance policies. Members are entitled to various discounts on things like multi-vehicle insurance policies, home and vehicle insurance bundling, using certified winter tires, safe driving, obtaining vehicle financing through Desjardins and owning an electric or fuel-efficient hybrid vehicle. Although Desjardins has an app, the services it offers are more focused on financial and banking functions. The application does not offer a variety of services related to the use of vehicle insurance policies. However, Desjardins is available by phone 24 hours a day, seven days a week. The contact phone number is 1-888-776-8343
Eselon Insurance was founded in 1998 and became a member of the CAA Club Group family in 2019. As a leading specialty insurer, Eselon works closely with its broker partners to provide personal and commercial insurance solutions to protect Canadian families and businesses. They provide specialized insurance products and services as well as advanced pricing and specialized risk analysis. Its personal line includes broker sales of a line of custom cars, custom cars, motorcycles, vintage and classic vehicles, trailers, motorcycles and recreational vehicles, and personal residential products. Their commercial accounts provide special insurance programs distributed through general management agencies, extended guarantees, creditor insurance, high premium property, basic and excess liability coverage, and legal fees.
Cheap Car Insurance
Economy Insurance is one of the leading auto and property insurance providers in Canada. The company was founded in 1871 and is currently headquartered in Waterloo, Ontario. The company offers several different types of discounts for things like multi-vehicle insurance, safe driving, installing an anti-theft system and bundling home and vehicle insurance. Insureds also have access to special programs and discounts. Economy offers special vehicle insurance policies for different types of customers. Group insurance is available for different types of companies or associations. Economy also offers high risk insurance policies for customers who have a bad driving record and struggle to get car insurance through other companies. In addition to standard car insurance, Economical also offers special insurance policies for motorcycles, camper vans, antique vehicles and recreational vehicles. Although the company does not currently have an app, they can be reached by phone 24 hours a day, seven days a week at 1-800-607-2424.
Built on a foundation of financial strength spanning over 180 years, Gore Mutual Insurance Company is one of Canada's leading property and casualty insurers. Headquartered in Cambridge, Ontario, they are a Canadian mutual company, with over 500 employees focused on providing clients with exceptional insurance products and services. In 2019, they launched their Next Horizon strategy – a 10-year plan – to transform Gore Mutual from a mid-sized regional carrier to a national insurance company with a $50 million investment over three years in talent and technology.
Intact Insurance was first established in 1809. In the 1950s, a Dutch group bought the company. Then, in 1991, the company merged with NMB Postbank and created the ING Group. Today, Intact is one of Canada's largest providers of auto, home and business insurance. The company insures more than five million individuals and companies. Intact offers discounts to customers who participate in driver education programs and to those who combine home and auto insurance. Insureds with good driving habits are also eligible for my driving discount program. The program uses the company's My Driving app. The app collects information about the driver such as travel time and acceleration and braking speeds. The app helps drivers track their behavior and allows companies to collect information related to driver safety for discount and pricing purposes. Intact also offers insurance for recreational vehicles such as motorcycles, boats, snowmobiles or RVs. The rules provided for this vehicle are adapted for each customer's vehicle. The company also offers identity theft and liability coverage. Customers can be reached 24-7 by calling 1-866-464-2424.
Jevco was founded in 1980 in Mississauga, Ontario. The company's headquarters are still in Mississauga. Jevco was acquired by Intact Financial Corporation in 2012. The company specializes in working with clients who struggle to find insurance elsewhere due to issues such as filing multiple claims, multiple traffic tickets or license suspensions. In 2016, Jevco became one of the first companies to insure Uber drivers and passengers at no extra cost. The company offers discounts for high-risk drivers. This means that the company does not offer other discounts. However, Jevco offers a short-term coverage policy for a period of six months. They offer policy holders different payment options, such as paying premiums in advance or monthly. Jevco also offers discounts to all users who decide to become Uber drivers. Jevco does not currently offer car insurance applications
Car Insurance Ontario
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