Home Warranty Companies In Ohio - Check out our list of the best home insurance companies in Cincinnati. Homeowners in southern Ohio don't have to worry about unexpected repair bills if their appliances and systems are covered by a home warranty.
Homeowners in Cincinnati know that their heating and cooling systems get a lot of use each year. However, over time, HVAC systems tend to wear out and eventually break down. Repairing these home systems can be expensive, ranging from $600 to $700, but replacing them can be even more expensive, with bills of $2,500 or more.
Home Warranty Companies In Ohio
To avoid paying these unexpected maintenance costs, consider purchasing a home warranty. A home warranty is a contract that covers repairs and replacements of major appliances and systems in your home when they break down due to wear and tear. Many homeowners find that the cost of home insurance is worth it for the peace of mind it provides.
Solved! Do I Need A New Construction Home Warranty?
The Old Home Inspections team has compiled a list of the best home warranty companies in Cincinnati to make your search easy.
For the best experience with a home warranty company, we recommend American Home Shield. This provider represents the best balance of coverage, value and service, and you get the benefit of the company's 50 years in the home warranty industry.
American Home Shield offers three home warranty plans: one to cover systems, one to cover appliances and systems, and one to cover both benefits. Below is a breakdown of what each plan covers.
American Home Shield offers additional coverage for pools, spas, well pumps, septic pumps, and guest units up to 750 square feet. Each of these options has a separate cost.
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With every building license, there are two costs to consider: the service call fee and the fee. A service call fee, or deductible, is the fee you pay each time a contractor visits your home to inspect or fix a problem. For American Home Shield, you can choose a service call fee of $75, $100, or $125.
You can choose a higher service call rate if you want to pay less. The amount you pay for each month (or year) of your contract, whether you use it or not. It may be worth it to choose a higher price and a lower call rate if you think you will need a lot of contractor visits. These are great deals for American Home Shield's low price of $75.
Choose a Home Insurance that offers affordable premium coverage and earn a "Best Value" rating in our rating system. Select is a trusted provider that offers a bundled plan for less than $50 per month and includes free roof drain installation with every plan.
Select offers three coverage plans for your home: Bronze Protection, Gold Protection and Platinum Protection plans. Bronze Care covers eight appliances, Gold Care covers six major systems, and Platinum Care covers home appliances and systems.
Hsa Home Warranty
Select Home Warranty's service call fee is $75 per claim, which is at the lower end of competitive call rate ranges. The table above shows Select's monthly and annual fees.
To request your information about the Self-Employed Home Deed Certificate, fill out the Home Deed Certificate Form or call 929-400-6165.
Liberty Home Guard is the only provider on our list to receive an A+ from the Better Business Bureau for its transparent business practices and successful response to customer complaints.
If you need coverage for other items, check out Liberty Home Guard's additional inventory, some of which are not found in the industry.
Local Home Warranty Companies
Liberty Home Guard's cell phone cost is only $60, below the industry average. These are the discount prices.
We found the American First Home Guarantee to be a great value for the money you spend, especially with the addition of the company's first class upgrade. America First's offerings vary from state to state, but in Ohio, the company offers three plans.
Only First American offers the First Class Upgrade, which covers related costs such as refrigerator removal, building permits, and minor code updates. It also covers damage caused by incorrect installation or alteration, which is unusual for a home warranty company. You can also purchase coverage for any of the following.
First US plans come with a $75 phone charge. These are prices from Ohio, Indiana, and Kentucky.
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We highlight the key features of each supplier after evaluating them against our evaluation standards. American Home Shield earns the title of "Best Overall" for home insurance coverage, value, and 50 years of industry experience. Select Home Warranty received our "Best Value" rating because of its affordable coverage options. Rated favorably by the Better Business Bureau and receiving high marks from third-party customer review sites, Liberty Home Guard is rated "Most Trusted." Finally, we named America's First Home Insurance "Best Appliance Insurance" for its coverage options and additional global upgrades.
To better understand offers from providers across the state, check out our article on the Best Home Insurance Companies in Ohio.
Home warranty costs are measured in both monthly fees and service call or pickup charges. Typically, a 12-month on-site service contract will have a monthly fee of $30-$60 and a service call fee of $60-$125. Generally, the more expensive your plan, the more equipment and systems your contract will cover.
Home warranties generally cover wear and tear on properly maintained appliances and systems, regardless of age. If repair is not possible or parts are not available, the home warranty covers replacement of the item at cost.
Home Warranties In Ohio, Kentucky, And Pennsylvania
However, it is also important to know what is not covered by a home warranty. Some will cover rust and corrosion damage or previous conditions, but many will not. In general, home warranties do not cover accidental damage, acts of God, or damage caused by manufacturing defects.
Buyers and home buyers alike appreciate the comfort of knowing they won't be hit with big, unexpected repair bills if something goes wrong in the home. However, even homeowners who have lived in their current homes for a long time can benefit from the peace of mind that a homeowner's license provides.
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Our home security is a service contract for the main systems and appliances in your home. You will be protected from repair and replacement costs related to our covered items. While we do our best to cover most major household expenses, our plans do not cover everything. Limitations of coverage apply and can be found in the terms and conditions of this website. You must pay the business telephone rate or the actual service charge to your designated contractor for each service request, whichever is less. In addition, if your designated contractor provides repairs or replacements for items that are not covered or that cost more than our specified coverage limits, you will be required to pay those expenses.
We are changing our industry for the better by allowing you to choose your own license agreements for all the services you need. Unlike traditional home warranty companies that have a limited pool of contractors in their network, we guarantee fast and reliable service by bringing the entire market to you. Of course, we're here to help you find the right contractor if that's what you need.
Call us to make sure the item in question is eligible for coverage under your plan, get a claim number, and get a recommended contractor (if needed).
Call us after your contractor discovers the problem, but before any repairs are made. We will talk to your contractor to determine the agreed dollar amount that we will pay.
Achosa Home Warranty, Llc
Once the problem is resolved to your satisfaction, please contact us. We arrange our share of the payment with the contractor.
Easy and painless! We were able to fix our air conditioner quickly and without any issues using the home warranty. It's great! —Pamela in Illinois
The matter was handled with easy to understand instructions and a good follow up to settle the claim. — Andrea in Iowa
It's good to talk and listen! They were able to resolve our issue and settle our claim. — George in Virginia
Home Warranty Guide
All members are very professional and helpful. Everything is good for the experience. —Bruce in Mississippi
A friendly salesperson listened and understood my problem, found a solution, and followed through. — Jesse in Missouri
Very professional and kind. They covered my electrical work with no problems. A good company to have by your side. —Linda in Tennessee
Fast and reliable. I have never worked with a warranty company so I thought this would be a very difficult job and I was wrong. —Jean inside
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