Best Auto Insurance For Teens - Most teens can't wait to drive their first car. What can dampen their excitement is finding affordable car insurance. Unfortunately, car insurance can be expensive for young drivers. But there are some great deals on the market if you know where to look.
In the study, it analyzed quotes from more than 50 car insurers available on 2 major comparison websites to find the cheapest comprehensive plans for young new drivers in major UK cities.
Best Auto Insurance For Teens
The team gathered sample quotes from more than 50 UK car insurance companies, based on an 18-year-old male student, to find the most affordable quotes for young drivers. Among them, the most popular car insurance brand among young drivers is General Accident (GA), the results show. Overall data shows that GA is on average about 62% cheaper than the average of all quotes collected for young drivers, and even 18% cheaper than the average of the cheapest 3 auto insurance quotes collected for young drivers.
Car Insurance Costs For 50 Year Olds (and Those Over 50)
Some of the brands come from the UK's largest car insurers - General Accident, for example, is part of Aviva, and Churchill and Privilege are both part of Direct Line. You will find that these major auto insurance companies may not be price competitive to younger drivers through their regular auto insurance or parent company brands such as Aviva or Direct Line, but they may be through these other brands such as General Accident or Privileges Offer offers.
In the table below, you can see the 15 cheapest insurance companies for young drivers in our research, along with the premiums and excess charges they paid for our sample young drivers. Note that your quotes may vary widely and you may find that another supplier is the cheapest for you. References in this article reflect data from our sample drivers and are provided for informational purposes only.
Unfortunately, not every cheap insurance company is available in every part of the UK. For example, in our research of England's 10 largest cities, we found that young drivers in Manchester received 45% fewer quotes - meaning many insurers simply won't cover young drivers in certain areas. Furthermore, the average young driver insurance quote in Manchester is more than 2 times the cost of insurance in some other major cities in England. Read more in our article on comparing auto insurance costs for younger drivers by region.
According to our research, general accident insurance is the cheapest insurer overall for young drivers in Birmingham, Leeds, Sheffield, Bradford, Manchester and Liverpool. Across these cities, the average GA price for young drivers is £1,569, nearly 63% lower than the average for all insurers in our study.
Geico Vs. Progressive Car Insurance 2022
If you live in any of these areas, GA may be your best option for affordable coverage. However, More Than's Smart Wheels, Churchill Drivesure and Ingenie are also competitive young driver car insurance alternatives, ranking second, third and fourth respectively for average young driver car insurance in the North of England.
General accident is also often the cheapest car insurance for young drivers for those in the Southwest or Southeast. In London and Bristol, the GA charges the young driver in our example £1,027 and £991 respectively.
The cheapest insurance in your town may not actually reflect our list of the cheapest overall insurance companies above. While General Accident, More Th>n Smart Wheels and Ingenie are generally in the top three for England's major cities, there are also brands that are cheaper but only offer coverage in specific areas. Check out the best options in your area below.
.jpg?strip=all "Best Auto Insurance For Teens")
If you haven't bought a car yet, choose carefully, as insurance costs can vary greatly depending on the make and model of your car. You might be surprised by the difference in cost. For example, the popular Ford Fiesta costs an average of £200 less per year to insure than the Ford Focus. For more information, see our article on How much does it cost to insure the UK's most popular vehicles?
Cheapest Car Insurance For Teens In 2022
Add a responsible driver, such as your mother, father or sibling, to your policy. You may see your quote drop by 50% or more, but this varies by insurance company and depends on other details in your application. However, it's definitely worth a try.
Installing black boxes or telematics systems, as required by most of the programs in this study, could reduce auto insurance costs for young drivers. With a black box, insurers are able to collect data about your driving style, such as speed, how smoothly you brake, the time of day you drive, how often you use the car and how long you drive without interruption. .They can cancel your policy if they think your driving is too risky.
If you are actually the primary driver of the vehicle, please do not add yourself as a named driver to the policy in your parents' name. This is called "fronting" and is illegal. If you have an accident, your coverage will lapse and the insurance company will not pay out the claims.
To determine how much young drivers would typically pay for comprehensive car insurance and choose the cheapest car insurer, we collected quotes from an 18-year-old male driver with a UK license driving a 2015 Ford Fiesta, the UK's most popular Cars. In total we have collected over 300 offers from drivers living in London, Birmingham, Leeds, Sheffield, Bradford, Manchester, Liverpool, Bristol, Newcastle and Sunderland, These drivers drive less than 5,000 miles per year. Quote includes free auto, breakdown, personal accident and legal insurance.
Who Has The Cheapest Auto Insurance Quotes In Texas? (2022)
The guides on this site are based on our own analysis and are designed to help you identify your options and narrow down your choices. We do not give advice or tell you which products to buy; do your own due diligence before entering into any agreement. Read our full disclosure here.
Advertiser Disclosure: Authorized and regulated by the Financial Conduct Authority (FCA), FCA FRN 797621. is a research and data-driven personal finance website. Reviews appearing on this site are based on our own analysis and opinions with an emphasis on product features and pricing, not service. Some of the offers that appear on this site are from companies from which they are paid. This compensation may affect how and where offers are displayed on this site (for example, the order in which they appear). For more information, see our Advertiser Disclosures. This site may not review or include all companies or all available products. While we do our best to provide comprehensive and up-to-date product information, prices and terms are subject to change after our publication, so be sure to check with the supplier for details. Consumers should ensure they do their own due diligence before entering into any agreement. Auto insurance companies consider many factors to determine rates, including driving experience. Novice drivers pay higher premiums because they are more likely to be involved in an accident. For insurance purposes, newly licensed teens, immigrants and foreign nationals, older drivers who have never held a license, or people with gaps in driving or insurance coverage are all considered new drivers.
We've rounded up tens of thousands of auto insurance quotes from every zip code in Texas to find the lowest rates. Rates apply to new drivers ages 16, 17, 18, 21, 25, 35, 45 and 55, as well as a 16-year-old driver on the policy of his two 50-year-old parents.
Allstate offers the cheapest minimum insurance rates for first-time drivers under the age of 25. On average, new drivers pay $2,743 a year in insurance premiums. However, Allstate's policy cost was reduced by 56%, to $1,205 per year.
Best Ways To Lower Auto Insurance Cost
New drivers looking for comprehensive coverage can find the best price at State Farm, with policies starting at $3,308 per year or $276 per month. The average cost of full coverage is almost double that of State Farm, at $6,527 per year.
Minimum liability plans are usually the cheapest form of insurance because they provide the lowest level of coverage that can be legally covered in your state. Affordable prices may make minimum-coverage car insurance seem like the best option, but if you're involved in an accident, you could end up paying more out of your own pocket in the long run.
First-time drivers over the age of 25 can find the cheapest minimum coverage auto insurance in Allstate. The company charges $395 per year, which is 62% less than the average quote we receive.
State Farm has the lowest rates for full coverage policies. New drivers pay $1,398 a year, making State Farm's policy $1,000 less than average.
How Much Is Car Insurance? Average Costs, November 2022
There is no age limit for sharing car insurance with your parents, so you can share a policy as long as you live in the same house. Once you move out, you will need to get your own policy unless you are still considered theirs
Best car insurance for teens, cheap insurance for teens, life insurance for teens, auto insurance for teens, auto insurance rates for teens, best mattress for teens, insurance for teens, cheapest auto insurance for teens, car insurance for teens, cheap auto insurance for teens, insurance quotes for teens, best insurance for teens
