5 Best Home Warranty Companies - We recommend the best products through an independent review process, and advertisers do not influence our selection. We may receive compensation if you go to the partners we refer. Read our advertiser disclosure for more information.
If you own or are about to buy an older home, you may be faced with some expensive and unexpected repairs. And while many older homes are in good condition, the statistical likelihood of them needing repair or replacement is still higher than a new home.
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And if you're like most homeowners, you don't want to pay hundreds to thousands of dollars to repair/replace home systems and appliances. This is where to get a home warranty for your old home. You're covered for your major home appliances and systems, and protected against unexpected repair costs with an affordable monthly premium.
However, finding the best home warranty company for your old home can be a challenge. So we researched all the top home warranty companies in America. We have thoroughly reviewed them, checked their policies, verified the items covered, and made sure that they provide the best old home repair service.
The experts at HouseMethod have collected and analyzed over 2000 key data points to determine what makes a great home warranty company in the eyes of consumers. Our review team used this data to evaluate more than 60 home warranty providers for coverage, annual cost, and nationwide availability to generate customer reviews. So homeowners can confidently make important decisions about their home.
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Almost all home warranty companies offer coverage for older homes. And whether you're buying a second-hand home or have owned it for several years, you can get a home warranty to protect important equipment and systems in your home.
Not all home warranty companies and policies are the same. And finding the best one for your home is very important. The best are comprehensive and affordable plans, excellent reviews, good customer service, and many optional extras.
To help you determine which home warranty company is best for your old home, we've compiled a list of the top five based on the criteria above:
Choice Home Warranty (CHW) is our top recommendation of home warranty companies for older homes because it offers comprehensive coverage, excellent customer service, great value for money and service fees, a wide selection of packages, and a variety of add-ons. Among its plans, older homeowners can find one that best suits their needs and includes the additional coverage they need.
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Choice home warranty lasts for 15 years. A CHW differentiator is its flat service fee of $85, which is lower than most of its competitors. CHW policies are a top choice for home buyers, real estate agents and homeowners because of their reputation, excellent service, and affordable rates.
Select Home Warranty (SHW) is one of our top picks and one of the most affordable home warranty companies on the market. It has low service fees compared to other leading home warranty providers. It holds a strong B rating on the Better Business Bureau and a GoodTrustPilot rating of 3.8/5 stars.
SHW has three home warranty policies for older homes. As for what they cover, each of them is very affordable and offers excellent coverage for major home appliances and systems. It also has some optional add-ons so you can customize your home warranty coverage.
Select Home Warranty opened for business in 2009 and offers its policies in 46 US states. NM, NV, WA and WY are derived. A key differentiator of the Select Home Warranty is roof leak repair coverage for single-family homes' occupied living areas (not including patios)—a plus for older homes with roofs.
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American Home Shield (AHS) is our third pick of the best home warranty companies for older homes. With over 45 years of experience and 1.3 million satisfied customers, it is one of the most preferred home warranty companies in the industry.
An A+ rating on the Better Business Bureau (BBB) proves it. AHS offers three plans for up to 33 systems and devices. Additionally, American Home Shield has a larger coverage limit, allowing customers to split their plans. Older homeowners can pick and choose their coverage from optional American Home Shield addons.
Or, for a simple plan, they can choose the Shield Platinum coverage option. This premium package includes everything - air conditioner, heating system, washing machine, dryer, roof leak protection, and more.
You can also get optional extras like backup water, sump overflow pump, guest house (750 square feet or less), septic system, well pump, pool and spa equipment.
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Home Service Club (HSC) is one of the best home warranty companies for older homes because it offers comprehensive coverage for a variety of home types and systems. Additionally, HSC offers policies in every US state, something that cannot be said for any other home warranty provider.
HSC has the shortest post-registration waiting time of any home warranty company - just ten days. This allows older homeowners to get coverage and access their home warranty much sooner than the typical 30-day waiting period from other leading home warranty companies.
Home Service Club has 11 optional extras that older homeowners can choose from. A notable feature of HSC is its comprehensive roof line coverage, including the attached garage.
To learn more about this home warranty provider and their two plans, read our review of Home Service Club.
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Liberty Home Guard (LHG) is the leading home warranty company for older homes thanks to affordable plans, comprehensive coverage and a 60-day warranty on all repairs. For owners of older homes that require frequent repairs, they will have to pay more for the service, which is a flat $75.
Plus, there are a ton of optional extras to help older homeowners cover all major home appliances and systems. Its customers rate it well - on the Better Business Bureau, they have a rating, and on TrustPilot, an average rating of 3.9/5 stars.
LHG's optional add-ons help homeowners improve coverage for their older homes. And with a Total Home Guard plan, homeowners can protect every major home appliance and system.
Liberty Home Guard home warranties are available to homeowners in 46 states, except Washington DC, IL, WI, WA, and WY.
Home Warranty Resources
A home warranty is a service contract that covers the repair or replacement of major home appliances and systems. This is different from your homeowner's insurance policy, which insures the home itself in case of damage due to events such as fire or natural disasters.
Home warranties for older homes are no different than warranties for new homes. You have an affordable monthly or annual rate that covers the cost of home repairs and the cost of replacing appliances and systems in your home such as dishwashers, washers and tumble dryers, HVAC systems, systems, plumbing, electrical , etc. When something breaks, you file a claim, your home warranty company sends a pre-tested repairman who fixes or replaces the problem, and you pay a replacement fee. small service
The cost of a home warranty is often less than what you would pay to repair some of the major systems and appliances in your home. You can get a contract at any time to protect yourself from unexpected repair costs for old appliances and systems in your home.
If you own an older home and are concerned about the cost of repairing/replacing major kitchen appliances and systems in your home, you may benefit from a home warranty policy. Older homes have many wonderful features, such as high ceilings, beautiful woodwork, and charm. But they also come with potentially expensive repair costs. And if you're not prepared for those costs, they can really add up.
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This is where the home warranty comes in. A home warranty can help offset the cost of unexpected repairs to your old home appliances and systems. It can also give you peace of mind knowing you're covered if something goes wrong. If you are considering buying an older home or already own one, a home warranty is a great way to protect yourself from those expensive repair bills.
Home warranties for older homes usually cover all the same things as home warranties for new homes. This includes major appliances such as toilets, dishwashers, clothes washers, tumble dryers, ovens, hobs, refrigerators and microwaves. It also includes systems in your home such as air conditioning, heating, electrical systems, plumbing, and more.
Some home warranty companies will also offer additional coverage for things like pools, spas, guest houses, septic systems, leaky roofs, and more. When you are shopping for a home warranty company. Note that no home warranty policy covers pre-existing conditions or normal wear and tear.
Each carrier warranty company offers two to three plans that cover different equipment and systems. So please read each plan from each home warranty company to determine what appliances and systems they cover.
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