Liability Insurance For Makeup Artists - Cosmetic artists are part beauty therapist and part personal therapist. Clients come to your studio and describe how they want to look.
That view makes them feel good. And when customers come back to you, again and again, you build a relationship.
Liability Insurance For Makeup Artists
The trust customers place in their makeup artists is high. They trust you to help them see and feel good.
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When that trust is broken by a simple mistake or even something completely out of your control, a claim against you and your business can arise.
Whether you're a hairdresser, hairdresser or beautician, the positive changes you make for your clients affect the steady growth of the beauty industry.
As demand for cosmetic treatments increases, employment for cosmetologists is expected to grow by 13 percent through 2022.
Your customers need you protected, so you can continue to change their lives beyond the chair.
Makeup Artist Insurance
Makeup artists are adept at using a variety of makeup tools and layers to minimize facial imperfections and enhance contrast between eyes and lips and skin tone. Since this service requires direct application, the different types of responsibilities may be more widespread.
Let's face it, accountability is everywhere in business. We have been in business long enough not to be surprised by the many different types of claims we have made for our members. Unfortunately, by outsourcing your services as a makeup artist, you will be faced with many different situations that can be costly if you have to handle them yourself.
Even artists who have years of experience and have done many successful client sessions can still face claims against them at some point in their career. Our comprehensive make-up artist insurance helps cover the costs of these claims as well as providing extra protection and a range of member benefits.
The seat will be the point of return for your customers. With a combination of training and empathy, you use scissors, makeup and hair products to boost your appearance and confidence.
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Unfortunately, no profession is perfect, and the same tools you used to help your clients can hurt them.
Paying the average cost of defending a case-by-case lawsuit ($25,000 to $50,000) can seriously jeopardize your financial stability and your job.
We want to help you stay protected from these claims so you can get on with your work.
With Beauty Insurance Plus, the cost of insurance remains the same, regardless of the level of services you provide.
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Our makeup artist policies combine the best promotional options at an affordable price so our members can focus on providing a great experience for their clients rather than the "what-ifs" the unexpected can bring.
Beauty Insurance Plus members receive the most comprehensive liability insurance plan at the lowest cost in the industry. Because your profession is important to you, Beauty Insurance Plus wants to be the solution to claims that may affect the service you provide to your clients. We work hard to provide you with:
Plus a FREE annual subscription to one of six beauty publications: Beauty Launchpad, DAYSPA, EYELANSH, MAN Magazine, NAIL Pro or The Colorist
Our makeup artist insurance covers hundreds of different beauty, health and wellness practices. From air brushing to makeup application, Beauty Insurance Plus has you covered.
Semi Permanent Makeup Practitioner
Note: These practices and occupations are covered only to the extent they are included in the scope of work as defined by the federal, state, or local authority regulating the member's activities.
We want to make sure that while you are training for your career, you are covered with all the benefits of our professional program at a discounted price. Coverage is provided for a full 12 months, even after graduation.
Click here to learn more about our cosmetology student insurance. If you have any questions, please call us at 800-941-3583 and we can assist you on your journey.
Whether you offer your services at a wedding, a salon, or in a private home, you'll have full coverage through Beauty Insurance Plus in all 50 US states. When you have to move jobs or even states to pursue your career aspirations, your coverage will follow you.
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We give cosmetic artists the peace of mind of not having to worry about what could happen in the future that will result in a damage claim. Instead, our members are free to focus 100% on growing their business and providing excellent customer service.
Some insurance programs will limit how many services you can provide and will not cover additional services or charge an additional fee to have them included in the policy. We provide in-depth coverage of many different techniques so you can put together the best plan to decorate your clients and we do it all at one low price.
Consider makeup artist insurance as a form of security for your career. While no one likes to think that an unfortunate incident could happen, every day we help makeup artists cover the claims that arise from many situations every day.
Professional makeup artists help clients look and feel their best using a variety of tools, chemicals and techniques. By doing so, you get closer to sensitive areas around the face, neck and head. A small document can result in large medical expenses to treat an injury, pay for damaged property, or cover other expenses such as a client's lost wages. When the client decides to file a lawsuit against you, legal defense fees will also be required. Suddenly that little mistake can cost thousands.
Beauty & Cosmetology Insurance
Basically, makeup artist insurance from Beauty Insurance Plus provides coverage for general and professional liability, product liability, rental damages, stolen equipment, and even identity theft.
For as little as $11.67 per month, you can get complete, comprehensive and comprehensive cosmetic coverage through Beauty Insurance Plus. Our makeup artist insurance is designed exclusively for the beauty industry. This means we include well-defined limits and extended coverage beyond general and professional liability coverage to include product liability insurance, stolen equipment coverage, rental liability insurance, and even an identity protection plan.
In addition to great coverage, our makeup artist insurance plan includes excellent membership benefits worth hundreds of dollars alone. We work hard to keep our program robust yet affordable for our hard-working professional members.
The best makeup artist insurance is one that adequately protects you and your profession from the types of risks you face while working as a makeup artist. With Beauty Insurance Plus, you get the best return on the investment you make in insuring yourself and your career.
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We do this by offering a robust liability insurance program, including additional layers of protection such as an identity protection program, including a member benefits program worth hundreds of dollars, and doing all of this to the best standards in the industry. The best makeup artist insurance is one that protects you and your work, gives you additional benefits that you'll actually use, and is also affordable.
Makeup artist insurance allows you to transfer the risk from you to your insurance company. With Beauty Insurance Plus, your beauty artist insurance gives you solid protection in several key areas.
An event of damage that occurs during the actual services you provide will be covered by so-called professional liability insurance, or malpractice. An example would be a professional stylist who has hired you to create the perfect look for their photo shoot. When the product does not meet their expectations, they can make a claim against you.
Insurance for accidents that happen in or near your area - called general liability, or slip and fall insurance, is essential for any amenity professional. All it takes for an accident to occur is for a customer to trip on the way to your stand and injure themselves. Costs related to general liability and professional liability claims are both covered at $2 million per occurrence and up to $3 million individually as an annual aggregate.
Makeup Artist Agreement
Another important aspect of beauty insurance is product liability coverage. This coverage begins when the customer has a severe allergic reaction to the product you used. As a makeup artist, you will use hundreds of different products throughout your career. Just one bad reaction can cost thousands to provide a solution.
To go further, makeup artist liability insurance from Beauty Insurance Plus also includes everyday coverage like stolen equipment insurance, rental damage protection, and even an identity protection plan.
Absolutely. Our makeup artist insurance is designed to be flexible - applicable to almost any situation you may find yourself in while providing your professional services.
Whether you serve clients as a freelance makeup artist, work in a salon, rental space, or just about anywhere in between, you can be sure that your coverage through Beauty Insurance Plus supports you every step of the way.
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Really! Your makeup is an important tool
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