Programs For Low Income People

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Are you eligible for a government grant? The answer may surprise you! Let's find out what you are entitled to and how you can get it.

Programs For Low Income People

Legitimate government grants. I have a list to go over with you soon... but first I want to make sure you're safe.

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Grant fraud is ridiculously common and often targets people seeking help. I'm going to tell you all about the legitimate government grant programs I've found, but first it's important to understand the three most important truths about these programs. This information will protect you and protect you from scammers.

Legitimate government agencies will not call you out of the blue and tell you that you are eligible for a grant. These agencies are overburdened and understaffed, and short on time.

Unfortunately, scammers are smart and have figured out how to spoof your caller ID to make it look like the call is from a legitimate government agency. They will ask you for information or money, and instead of help, you will only suffer.

In 2021 alone, US residents lost more than $445 million to these scams. USD... so be skeptical when you get a call out of the blue for a government grant or free government money. Such things exist, but they are hard to find and will not be handed to you without your efforts.

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Most government grants are intended for specific purposes. If you are offered a grant with no eligibility requirements and no attachments, it is likely a scam.

It is extremely rare to find a legitimate grant or gift that does not have certain eligibility or use requirements. Unfortunately, the old saying "if it sounds too good to be true, it probably is" still applies in many cases.

You will never have to pay money to get a legitimate grant. Often scammers will ask you to send MoneyGram or gift cards to claim your winnings. Please don't ever leave him.

According to the FTC, “no government agency will ever contact you to solicit a grant payment. And no government agency will ever ask you to pay with a gift card, top-up card, money transfer or cryptocurrency. Not even for a grant and never."

Kansas Corporation Commission

Regardless, desperate people do desperate things... and when you really need help, it's hard to resist the urge to do whatever it takes to get the help you need. That's why more than 40,000 customers in the first nine years from 2021 alone. lost more than $148 million to gift card fraud. That's an average of almost $4,000 per person.

Never pay to get a grant, especially if you are asked to pay with some weird payment method like iTunes gift cards.

If you believe someone is impersonating a government official or offering fraudulent government grants, you can report them by calling the HHS Fraud Hotline at 1-800-447-8477 or email [email protected]

With that in mind, let's talk about some legitimate, vetted government grants that can help you.

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The Community Development Grants program is designed to support community development, which can include a variety of things, such as utilities, home repair grants, home owner assistance, rental benefits and more. It depends on how your local authority decides to spend these funds.

This is where things get tricky. CDBG grants are awarded to each state by the US federal government. The states then disburse those funds to smaller local governments and organizations that offer assistance to people. To receive CDBG government grant assistance, you must track the money to organizations that actually help low-income individuals and families.

And there are MANY ways these grants can help you. Community Development Block Grants are used to fund things like home repair grants, housing rehabilitation, homeowner assistance programs, utility assistance programs, and more. Essentially, these funds are used to support and improve communities across the United States.

To see how community development grants can help you, check out our list of utility programs or our list of home improvement grants. Many of the programs we report on are funded by these government grants.

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I hear a lot of frustrated seniors and adults with disabilities who feel like they're always missing out on government grants because they don't have young children. However, there are special cash grant programs for the elderly, disabled, or blind that can provide money for people who don't qualify for other programs like TANF.

These programs are known by many names. This program is sometimes called ABD Cash Assistance or Assistance for Old Sleep and Invalided. In Alaska, it's called public assistance for adults. In Iowa, it's called state supplemental aid. It just depends on your country.

Whatever it's called, this program provides a monthly cash payment to eligible people who meet age and/or disability requirements, as well as income requirements. In some cases, this is an additional cash payment to people who are already receiving SSI.

In Washington state, the monthly cash grant is up to $197 for an individual or $248 for a couple. It's not much, but it helps.

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I have been able to confirm that cash benefits are available to elderly, blind and/or disabled persons in Alaska, Colorado, Connecticut, Hawaii, Idaho, Illinois, Iowa, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Mexico, Oklahoma, Pennsylvania, Rhode Island, Vermont and Washington.

TANF and diversion grants are two parts of the same program designed to help low-income families with children who are experiencing financial hardship.

TANF stands for Temporary Assistance for Needy Families and is a cash program administered by states. Eligible families receive an average of $447 per month from this program for up to 60 months or five years.

The money is sent monthly to an EBT card, the same EBT card you can use if you receive food benefits from the SNAP program. If you've heard of EBT cash, it's usually TANF. TANF is available in all states, but the program can vary greatly from state to state.

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In some states, like Washington, you can get a diversion grant instead of TANF. Cash Diversion Assistance is a short-term alternative to TANF. Instead of receiving a small grant each month, you'll receive a larger grant all at once to help meet critical or crisis needs. This can be useful if you are facing expensive car repairs, moving costs such as a security deposit, or other emergency expenses.

In Washington, the grant is capped at $1,250 per year. The amount you will receive, eligibility requirements and conditions vary by state.

According to Urban.org, there are 32 states with diversion programs: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Idaho, Illinois, Kansas, Kentucky, Maine, Maryland, Minnesota, Missouri, Nevada, New Jersey, New Mexico , New York, North Carolina, North Dakota, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin.

Federal Pell Grants are available to low-income students pursuing higher education. You can receive up to $6,895 a year for up to six years, for a total of $41,370 that you never have to pay back if you qualify for the program.

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In some cases, you can receive up to 150% of the Pell grant, which would be $10,342.50 per year or $62,055 over six years. This is

You can apply for a Pell Grant when you fill out the FAFSA or Free Application for Federal Student Aid form. To qualify for a Pell Grant, you must be in college, and the money will be sent directly to your school. The money will be used to cover your school expenses and any excess will be sent to you.

If you qualify for other help, you may be able to get more money. We have an article on our website about what one of our contributors, Amelia, is really like

LIHEAP stands for Low Income Home Energy Assistance Program and this program can pay up to $1,000 for your utilities. It is funded by federal grants that are passed on to states and then to other organizations that can pay your utility on your behalf.

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You won't get any money from LIHEAP, but you can get help with your heating and cooling costs through this program.

This program provides a monthly grant to help you buy groceries. Funds are deposited into an Electronic Benefits Card, which can only be used to purchase eligible food at approved retailers and farmers markets. If you get these benefits, rest assured

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