Individual Dental Plans For Seniors - In this article, we may include products or services that we think are useful to our readers. If you make a purchase through the links on this page, we may earn a small commission to help fund our mission to create healthier smiles. Here is our process.
As you approach retirement (or are already there), you'll need to start making some big decisions about your health care, insurance, and even dental coverage. Even if you plan to use Medicare, you may not have the same dental benefits that you had with your previous insurance policy. At this point, it's a good idea to consider discount dental plans for seniors or special dental insurance for seniors.
Individual Dental Plans For Seniors
Although you may have always had good oral hygiene and very few dental problems in the past, generally skipping a dental checkup can cause very few problems to spiral out of control.
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It's best to stay ahead of issues when they're small, through preventative care and early intervention. But if you don't have top dental insurance, you may be more likely to push those problems to the side. Until one day, you're faced with severe tooth loss and trying to figure out how to eat normally, or even pay for your treatment on a fixed income.
Fortunately, this does not have to be the case, especially with the help of dental savings plans and dental discount plans for seniors.
Dental savings plans and senior dental discount plans are good options when you retire and need to reevaluate your dental benefits.
These plans differ from in-house membership plans, which are private discount options offered by your personal dentist's office (some dentists offer them, others don't, but they cover all services. offer a flat discount.)
Dental Insurance Plans
With a dental savings plan, you enroll in a discount dental program through a third-party carrier. But unlike dental insurance, a deductible plan has no deductibles, waiting periods or coverage levels to pay. It offers a fixed, flat discount on services, in addition to two fully covered checkups per year and healthy oral hygiene. Plus, some dental plans include vision and hearing benefits! You might even say it's better than having dental insurance!
The Carrington 500 + Aetna Dental Access Combo Dental Plan is perfect for seniors who don't have dental insurance or don't like what their dental insurance plan offers. 1Dental has combined two of the most popular dental discount plans to maximize savings on general and specialty dental services. You can get two dental plans for the price of one (this is not insurance.)
We've worked hard to bring you the preferred rates for combined dental plans. 1Dental offers a preferred plan for 1 member for $99/year! That's 58% off! Get the priority plan here and save today!
Using a combined dental plan can save you thousands on both basic and major services. You also don't have waiting periods or coverage limits like typical dental insurance for seniors. Save big on dental procedures like root canals, crowns or dentures.
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The Aetna Vital Dental Savings Plan is for individuals, families and seniors who want affordable dental care but do not have coverage through their employer's health insurance plan. Although it is not dental insurance, you can save a lot on dental procedures and services.
The Aetna Dental Discount Plan is one of the most affordable insurance options you will find anywhere. The price depends on your location and whether you only need single coverage or are enrolling a family.
You can get the Aetna Vital Dental Savings Plan on its own or with the Dental Plus RX card, which saves you even more when used for glasses, eye exams, LASIK eye surgery and prescriptions for ages 68 and older. 000 pharmacies nationwide.
The Aetna Dental Access Savings Plan is not dental insurance. Aetna Dental Access has more than 213,000 available dental practice locations nationwide, including specialists such as orthodontists and oral surgeons. Save on both dental and vision with one of the most popular dental savings plans on the market.
Important Steps For Choosing Dental Insurance
You're better off getting the Preferred plan that combines the Aetna Dental Access plan with the Carrington 500 plan. 1Dental offers a Preferred plan for 1 member for $99/year! That's 58% off! Get a preferred dental plan here.
With the Aetna Dental Savings Plan, you get a reputable company with flat discounts at thousands of locations nationwide. Unlike standalone membership programs that are only accepted by specific dentists. With Aetna Dental Access, it doesn't matter where you are (you could be on vacation and need an emergency dentist), you have several options to choose from. And with Price Tool, you have the inside information on what you need to save more on dental care.
The Carrington Care 500 Series Plan is an easy way to save 20-60% on most dental services (this is not insurance.) And like some similar programs, the Carrington 500 Dental Plan also includes vision services (including LASIK)' There is a discount option. and recipes. If you don't have dental insurance, it makes sense to at least consider Carrington dental plans as an affordable way to cover your medically necessary or elective checkups and dental work.
Your fee to join a Carrington Dental Plan is calculated geographically, with some parts of the country costing less than others. On average, membership fees are $164.95 per year for individuals and $199.95 for families. 1Dental is offering a Preferred Plan that combines this plan with the Aetna Access Plan for only $99/year for 1 member! Get a preferred dental plan here.
Humana Dental Insurance
A Carrington dental plan can save you up to half of your dental expenses without worrying about dental insurance claims, co-pays or your annual maximum allowed. There is no middleman. Just show your card at the dental office and get an instant discount on your treatment.
SignaPlus savings plans are for anyone who doesn't have dental insurance or doesn't want dental insurance. A Cigna dental plan gives you big discounts on almost all routine dental procedures, so you can save on everything from dental exams to smile makeovers (and remember, cosmetic treatments aren't covered by dental insurance. go! )
The CignaPlus Dental Savings Plan is a great option for seniors. Not only can you save on dental care with the CignaPlus plan, but it also includes additional discounts on vision, LASIK and hearing. (This is not insurance.)
The Identical Discount Plan is another dental savings plan, not dental insurance. It offers big savings on popular dental services like regular exams, x-rays, cleanings, root canals and more.
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The Idental Discount Plan is an affordable dental care option not only for seniors, but for the whole family.
Overall, the Idental Savings Plan is a good option, but it does not include vision services or hearing aids. If that's what you're looking for, you might want to consider a competitive plan. Otherwise, you can't go wrong with the Idental discount plan through United Concordia.
Guardian is an affordable dental insurance company that offers excellent coverage at solid rates. Guardian has more than 120,000 providers nationwide. Dental insurance plans for seniors often cover the full cost of preventive care and offer discounts of up to 80 percent on basic procedures like fillings or tooth extractions.
Pricing depends on pre-existing conditions, location and plan type. Plans range from $20 per month to $65 per month for dental coverage.
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Guardian Dental Plans offer seniors a simple, safe and straightforward dental insurance experience. Guardian has an easy claims process and pays claims in less than two weeks. Gaudian is a great option for many seniors to get insurance without breaking the bank.
There is nothing wrong with purchasing a premium dental insurance plan. Especially if you want the same benefits or plans you've always had and monthly premiums aren't a concern. But just remember that the basic and main services are not covered 100% and you have to deal with the waiting time. After your waiting period is over to get the procedure, you still have to pay the deductible, your portion of the procedure, and the total payment is still $1,000-$1,500, depending on your plan.
If you plan to get a new pair of dentures every five years, or just plan to have checkups and cleanings, a dental savings plan may be a better option. Some dental insurance companies have waiting periods that can exceed 12 months for major services.
You also run the risk of your dentist not accepting your dental insurance plan or switching networks, which could leave you scrambling for a new provider. Because discount plans are more attractive to patients and dentists, this is usually not worth the risk.
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Premium dental insurance has levels of coverage based on the type of service you receive from your dentist. Preventive services like cleanings and exams are usually covered at 100%, so you pay nothing out of pocket. While basic treatments fall by 80% and main services by 50%. And that's only 80% or so
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