How Do I Go About Getting A Small Business Loan - While many of us choose to go green at home, we never stop to think about the many ways we can "go green" in the workplace. Since most of us spend a good part of our day at work, these small changes can make a big difference. An added benefit: A green workplace is a healthier and more productive place to work
Bottled water adds up to a lot of plastic in our trash Fill up reusable water bottles Running late and need a cup of joe to start your day? All these drinks add up Don't skip your latte or cocoa, bring a to-go cart for your morning pick-me-up. And if you need a soda break, use a refillable drink cup for fountain drinks. Oh, skip the straw Keep a mug, cup, water bottle, and bowl in your car If you do take it, avoid plastic utensils and use what you brought from home. Use the container as a to-go box for leftover lunches to reduce the number of Styrofoam containers going to the landfill.
How Do I Go About Getting A Small Business Loan
Serving plates, cups, and silverware are essential for office events, but did you know that you can save money if you spend more money on free tableware and accessories? Glass, fiberglass, metal, and heavy-duty plastic are all good options A little soap and water and you'll be ready to go for your next project Bring a water cooler and reusable cups to o meetings instead of plastic water bottles. Attendees drink as much as they need (conserve water) and many bring their own water bottles.
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Double-sided copying is the default option on most printers Saving paper is easy if you set up your computer to print on both sides Check if you can have your office printer automatically output to both sides Better yet, avoid writing altogether by becoming a digital (paperless) office. Fifty percent of commercial waste is paper. Offices in the United States use 12.1 trillion sheets of paper each year, and paper accounts for 25 percent of landfill waste and 33 percent of waste. the city. If you don't really need to make copies or print documents, don't
Computers use a surprising amount of energy when in standby mode So turn off your computer when you leave the office You may want to turn off the screen saver - standby mode has a lot of power But, set your computer to sleep mode or turn it off when you are away from your desk. Consider using a SmartStrip—a combination power strip and energy-saving device—to turn off your electronics when not in use. Even small adjustments to your computer settings—like lowering your screen brightness, reducing the number of tabs you open, or limiting the number of applications you use—can save energy.
Many kilowatt hours are wasted each year lighting empty rooms Just like you would at home, make sure to turn off the lights when you leave the room Consider putting a small label on lighting a candle to remind others to do the same
Help reduce pollution and your carbon footprint by phoning Your car or truck emits emissions from the start of winter So avoid commuting By phoning one day a week or it will damage the air makes a big difference in air quality An easy way to go green for your company
Going Green At Work: Small Changes Can Make A Big Difference
If you can't work from home, you can still beat the cold start by bringing lunch and eating in the break room. You'll keep your leftovers from going to waste, pack them with better foods, and save money by not eating out. Best of all, you get a chance to chat with your colleagues over lunch
You've done your part to reduce and reuse But sometimes you have to recycle Simplify by putting a recycling bin on your desk and placing the bin in the office You want to be creative more? Place a compost bin in the break room for composting Employees can "time" the compost to use in their garden or place it in their yard waste bin.
We all know the three R's: reduce, reuse, recycle But there are other "R's" to help make our workplace green Repair rather than replace Prevent rather than achieve Rethink.. .because it is easy to throw away or buy something new sometimes, if we think again about our choices, we will find other ways to be "green". That's good news for us, our workplace and our planet
We'd love to hear how you go "green" at your workplace Please share your thoughts with us in the comments section and we'll share them on our social media channels Apply for Small business financing can be difficult. You may not know where to start or what steps to take. Earning money is always necessary, but in order to take your business to the next level - it is important to retain customers and increase your return on investment.
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It simplifies the difficult process of researching how to get a small business loan and benefit you
The Cumberland Area Economic Development Corporation (CAEDC) is here to help small businesses relocate to Cumberland County, Pennsylvania.
Lenders want to see a solid plan, which shows more than just a simple plan. Whether you're getting off the ground or you're traveling fast, having your plan in place will get you off to a good start. This allows for a better understanding of the borrower and the needs of the business and support for growth.
If you need help writing your business plan, contact the Shippensburg Small Business Development Center for free assistance
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Create a budget for how you plan to use the loan A budget will give your lender a general idea and vision for the information The budget should include project costs such as tools, upgrades, purchases and resources to finance these projects.
Determining how much money you need can be a difficult task Because small businesses don't ask for large amounts of credit, lenders often ask you about your credit score. However, neglecting to do so can jeopardize working capital.
Some loans are needed for different types of business activities. For example, the Small Business Administration (SBA) 504 program offers long-term fixed interest rates to small business owners. more assets or to buy more fixed assets.
Small businesses often look to save money to bolster working capital, but the process can be costly. Check out the various financing options available through CAEDC
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As a way to determine customer loyalty, lenders look at your personal financial statements and your business's profit and loss statement. You should focus on building your personal credit score and your business credit score at the same time. Here are some examples of what lenders look for:
The purpose of putting together your paperwork is to let potential lenders know that your company is well run and has a good plan.
People do business with people they trust - like lenders Relationships with lenders are important before, during and after the loan process Research the lender that suits you Need financing and offer loan requirements that work with your small business.
Lenders can specialize in various projects If you are interested in lending please visit the CAEDC
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Applying for a small business loan can be made easy by following the steps above Stay organized and ahead of the game for a smooth experience Getting a small business loan is easy, but it's not By default In today's economy, it is more difficult to obtain all types of loans If you are interested in one of these loans, you need to be sure and then use that information properly to improve your...
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