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Some of us get excited about buying a new phone (new technology! Megapixels! Great screen!), but none of us enjoy buying a new phone plan. It's always been a confusing experience, and things aren't getting any easier in the age of 5G. With more 5G spectrum coming online this year — and carriers coming up with more names for it — it's hard to figure out what's included in your phone plan and choose the right one. While we can't promise it will be a pleasant experience, we can help you do a little homework ahead of time to make it less painful.
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If you want to go further, we have two recommendations for you from the major US carriers: T-Mobile Essentials if you're looking for unlimited data, and Verizon's 10GB shared data plan if you want a certain amount. data every month.
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Verizon's plan offers a good cost-to-GB ratio and lets you carry over unused data to your next billing cycle.
The T-Mobile Essentials plan is the best choice for a cheap phone plan with unlimited data: at $60 per month per line, it's one of the cheapest unlimited plans from a major carrier and includes some nice extras like wireless hotspot data (slow). 3G speeds, but better than nothing - that's what you'll get with comparable plans).
Verizon's 10GB shared data plan is $65 per month per line and should provide plenty of data for most people. Verizon lets you roll back unused data and includes cellular hotspot usage at no extra charge.
We'll get into more details about these plans and some of our recommendations for the best free unlimited plan, the best premium unlimited plan, and the best free gig plan a little later, but first, let's let's take a look at a few things. should be considered before choosing a plan. If you're in the market for a new device, too, we've got our picks for the best phone you can buy right now and the best phone under $500.
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This is an obvious and important first consideration when purchasing your cell phone plan. At a high level, you want to know which mobile operators cover your area. If you're in or near a major city, you're almost guaranteed service from any of the major carriers. If you are in a rural area, you may have fewer options and a smaller regional carrier may better serve your needs.
Coverage maps published by carriers are a good starting point. They're not reliable enough to determine coverage in a specific neighborhood or on your street, but they can help you identify carriers that don't have a significant presence in your area. Also check US Cellular coverage, as it usually offers service where some of the major carriers don't.
Provides a complete and balanced assessment of the network performance of the main operators across the country every year; see the results of 2021. And it won't hurt your co-workers and neighbors on their wireless service to get more data points.
When you start shopping around, you'll see some very attractive prices on the major carriers' unlimited plans, like $30 or $45 a month. Remember, these are prices
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In your account and the prices the operators want to show you are based on the best line rate available, usually if you have four or five lines. If you buy online, expect to spend about $70 a month, plus taxes and fees in most cases. For four lines, expect a total bill of about $140.
The prices displayed on the operators' websites also include a discount for automatic payment registration. If you don't want to sign up for autopay, you'll have to add a little more to your monthly bill -- $10 per line per month in most cases.
Note that taxes and fees are additional in most cases and costs can vary greatly depending on your plan and location. A recent Verizon bill for a single-line unlimited plan account shows about $5 in taxes and fees on top of the $70 monthly plan fee, or about 6.6 percent of the total bill. T-Mobile's terms and conditions dictate that taxes and fees make up about 4 to 38 percent (yes, more than a third!) of a customer's bill. This may include 911 fees for your state and county and other regulatory fees.
However, carriers also charge a variety of administrative fees unrelated to government services, which are sometimes used to sneakily charge customers more without increasing plan prices. None of us can do much; just be aware that you'll pay a little more each month than the phone plan price.
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Plan costs add up quickly, but there are ways to save a little if you don't want to look outside the big carriers' bed plans. If you're a lighter data user, a shared data plan with a fixed monthly data allotment can save you some money. Both AT&T and Verizon offer such plans, starting at around $50 per month for a single line. (All T-Mobile plans offer some form of "unlimited" data service.)
Shared data plans seem to be on the way, and carriers will be more than happy to push you toward an unlimited plan. Shared data plans also have some drawbacks. They're usually limited to low-bandwidth 4G or 5G, which isn't a big deal right now, but could be in the next few years. But on the plus side, both Verizon and AT&T allow cellular hotspot on their shared data plans, which isn't an option on either carrier's basic unlimited plan.
Which brings us to one of the biggest secrets of the carrier's unlimited plans: they're not actually unlimited. Even the most expensive unlimited plans have limits on the amount of data you can use with a mobile hotspot. Most plans also include monthly data thresholds that, once exceeded, are subject to temporary slowdowns when the network is busy. Before choosing an unlimited plan, it's a good idea to read the fine print so you know what you're getting (and not getting).
Signing up with a mobile virtual network operator (MVNO) can also help you save money. These companies resell service on the networks of the major carriers, so with a few exceptions, you get access to a network for less money. These plans are best for those who don't need the best network speeds, as they usually include lower prioritization thresholds than larger network plans.
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Many MVNOs are also designed to operate without a retail location, which can be a positive or negative depending on whether you want to walk into a store to avoid connectivity issues. They also prefer eSIM, which is supported by many newer phones and eliminates the need to wait for a physical SIM card to appear on the device.
You'll typically find more plan options with set monthly data limits than some of the shared data options that stick with the big carriers. You'll also find more down payment options and fewer requirements like credit checks or contracts.
However, there are some drawbacks to be aware of when using prepaid plans, and they vary by carrier, so check the details of individual plans to be sure. In general, these plans:
In addition to prepaid MVNO options, the big three carriers also offer their own prepaid plans. These plans do not require a credit check, but you still get customer service and support directly from the network operator. There are limited and unlimited data options available, and if you're willing to spend more, you can get premium features like HD video streaming and mobile hotspot data that aren't even included in all unlimited plans. payment.
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Prepaid plans directly from major carriers can be almost as expensive as postpaid plans. Depending on your situation, it might make sense to pay a little more per month for a postpaid plan or choose an MVNO to get a better price. But they're good options, especially if you're looking for a one-line plan, have predictable data usage patterns, and need to avoid credit checks for postpaid plans.
Our plan recommendations take into account the costs, features and limitations of the carrier plans we've evaluated. These should be considered along with network performance in your area. Unless otherwise noted, the prices below are exclusive of taxes and fees.
At $60 per month per line, T-Mobile Essentials is one of the cheapest plans offered by the major carriers. Assuming T-Mobile coverage in your area is adequate, it offers the best value for someone who just wants to stay connected and not worry about data overages. Plus, it includes 3G hotspot data and access to T-Mobile's entire already powerful 5G network.
It's always subject to data slowdowns when the network is busy, but it's also busy
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