Insurance For Learner Drivers Ireland - You have come to the right place! Here at us, we are the first time driver insurance specialists in Ireland. We enable you to identify insurance benefits that are relevant to you and avoid paying hidden extras for benefits you won't use. We understand that all policies are different and how difficult it is for first time drivers in Ireland to find good car insurance. We make it easy for you to get beginner driver insurance tailored just for you.
We have access to fantastic insurance discounts for students and provisional drivers who have completed 10 or more driving lessons with an accredited driving instructor. Let us know if you have lessons and we can apply further discounts to your policy. Contact us today for a cheaper quote!
Insurance For Learner Drivers Ireland
Every car insurance policy will be different and it's important that you choose the right policy to meet your needs as a novice driver. Not everyone will be looking for the same cover, so we offer a range of quotes so you can purchase the policy that's right for you.
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Our quotes are provided by our learner driver insurance specialists in a way that makes it easy for you to understand what you're paying for.
Works with up to 12 different insurers. This shows different options and potential insurance quotes a student can get from us. Novice drivers face a challenge getting insurance. Many insurance companies quote extremely high rates for student insurance. In many cases, the student simply cannot afford the premium.
We all know that there are generally many factors that put upward pressure on Irish insurance costs. These include higher damage premiums than in the rest of Europe.
In this landscape, it can be difficult for a novice driver to get a policy that doesn't seriously affect their bank account.
What Are The Different Types Of Insurance For Learner Drivers?
Here are some tips that can help you save on your insurance premium if you're a beginner.
We recommend that you choose a small car that is less than ten years old for your first vehicle.
Yes we know it's not the sportiest or most glamorous option but you will actually save on your insurance premium compared to a 2 liter car.
As a result, you should get quotes from multiple insurance companies. As an insurance broker it does this for you and will get quotes from thirteen different insurers.
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It's easy to say just go for a third party with fire and theft. However, in some cases the difference between the two types of policies may not be that great. Therefore, consider the added value over the cost of using a comprehensive policy.
This is an option if you need to gain more experience and have someone willing to place you on their auto policy.
All the better if this person will be your driver while you gain additional experience from your lessons.
They will already be able to take the drive if needed as they will be insured on their own car.
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This could reduce the premium. Adding the driver who will accompany you as you gain additional experience on the road can be a valuable option.
Make sure you know the resale value of your car to avoid overinsurance. Another important point to keep your insurance low is to avoid buying a car with unnecessary body modifications or engine tuning. These will likely increase the amount you pay for insurance.
Overall, although the insurance premium for provisional license holders is higher than those with a full license, you can still save money by following the tips above. Until 2007, provisional drivers with second licenses could drive themselves. However, in 2010 more than 16,000 drivers held provisional sixth licenses and perhaps as a result, 43% of student drivers in 2016 chose to drive unaccompanied.
Then, in 2018, the "Clancy Amendment" was passed, giving Gardaí the power to impound cars driven by students who drive alone, as well as the ability to fine motorists who allow unaccompanied students to use the own car. The extension is named after Geraldine and Louise Clancy who were tragically killed in a lone driver crash in 2015.
What Do “l” Or “n” Car Stickers Mean In Ireland?
Research* in July 2019, conducted by Red C Research, measured the opinion of the Irish public regarding current restrictions on student drivers.
Unsurprisingly, 57% of respondents personally know a student driver who drives or has driven unaccompanied. These respondents were mainly:
Despite the new rules and regulations, driving with a student card seems to be a frequent occurrence. Nearly a third (32%) of respondents admitted to driving unaccompanied as a student, with 34% admitting to regularly driving unaccompanied and 26% admitting to always driving unaccompanied.
44% of those who drove unaccompanied also knew someone else who drove alone, citing social norms as a potential cause. These people were mainly 35-54 year olds from Munster, working full time and coming from a wealthier social class.
Learner Or First Time Owner? Car Insurance Explained.
Both those who drove unaccompanied and those who knew someone who drove with a chaperone were more likely to be in favor of an easing of the restrictions currently applied to novice drivers.
Thankfully, those who said they were tempted to drive unaccompanied, but never actually took the plunge, were mainly people aged between 18 and 34 and those who currently hold a permit. for students. This could indicate that tougher penalties have changed young drivers' willingness to break the law, even though they favor reduced restrictions and view the current rules as unfair.
According to the research, the public prefers the current restrictions placed on student driving; most people think it's fair to expect students to always have company, no matter what part of the country they live in.
On the other hand, those over 55, belonging to the more affluent social classes and those with a full driving license were more likely to oppose any easing of restrictions on student drivers. Country people, as well as residents of Connacht and Ulster, tended to oppose any relaxation of the current rules.
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Interestingly, individuals in rural Ireland are more likely to agree that student drivers should be accompanied in public or in urban areas. But when it comes to rural areas specifically, they are slightly less likely to agree than the average.
Irish audiences have come a long way over the last thirty years; from social change and political challenges to economic ups and downs, but the one thing that has remained fixed is our quest to make our country a safer place. Changing public attitudes towards unaccompanied students can ultimately save lives, giving peace of mind to other road users.
At , we understand that helping your child hit the road can be challenging and takes courage; We are here to help. We reward responsible and safe driving. Learn more about the Safe Driver app. Standard acceptance criteria apply.
Driving without being accompanied by a student permit is life-threatening and can result in serious fines, so be smart. Arrive safely, drive carefully and drive alone only if qualified.
Driving In Northern Ireland
*Red C Research surveyed a total of 1,001 adults ages 18 to 65 and older nationwide. Respondents came from a diverse range of social backgrounds across Ireland.
This guide is intended for general information only. assumes no responsibility for any losses which may arise from reliance on the information contained in this guide. Student insurance is a flexible short-term solution for novice drivers that allows you to quickly get insured on a car. The insurance works to protect you and the owner of the car insurance from being affected in the event of an accident.
It is important for young drivers to supplement their professional training with private practice to increase their chances of passing the test the first time around. However, it is not always so easy and convenient to get insurance in the car in which you want to train.
1. You can be added to your parent or guardian's policy, this will normally be for a 12 month period and a significant additional premium will be required.
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2. A new student insurance product has become available in recent years. You can now take out an insurance in your name called Learner Insurance.
Student insurance lets you practice in someone's car and instead of being covered by their insurance, it's covered by your insurance. If you have a bump, that wouldn't be a requirement of their policy, so it doesn't affect their no-claims bonus.
Students should check if the supplier covers your postcode as not all of Northern Ireland is covered by all suppliers. Policies generally range from a few hours to several months.
Students should be sure they understand any policy limitations such as the engine size and car value you can cover under these student policies and what the insurer requirements are for your supervising driver.
How Long Does A Provisional Licence Take To Be Delivered?
For example, the person supervising you may need to be over the age of 25 and have held a 3 year license. Finally, you also absolutely must buy a separate policy if you want to practice in more than one car.
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