Compare The Market Holiday Insurance - Infernal holidaymakers have admitted committing crimes and culturally offensive lewd acts as part of a new Market Compare study into how tourists are treated abroad.
A survey of 2,500 adults from Australia, the United States and Canada found that a surprisingly high number of people do not respect local rules and customs while on holiday.
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Whether you're letting your hair down in Harajuku or Honolulu, breaking the law can land you in hot water.
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The results showed that Americans had the highest rates of bad behavior, theft, cultural abuse or other forms of law-breaking among all three countries. Australia was consistently the best performer, followed by Canada in second place.
In terms of specific abuse during travel, the most common was culturally inappropriate behavior. As many as one in ten (10.6%) Americans, 12.1% of Canadians and 8.6% of Australians admitted to behavior that would be considered culturally insensitive to their target.
Men were also more likely than women to engage in culturally inappropriate behavior. It was highest in states where twice as many men than women admitted to it.
Stolen in an unknown market - Did you know that more than 10% of the population admitted to stealing from another person, seller or business abroad?
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Americans had the most sticky fingers, with 10.6 percent of the nation admitting to some form of theft while tourists.
That's almost double Australia's rate of just 5.4%. Canadians were the good and bad cops with a 7.6% road theft rate.
As with previous statistics, men in all three countries were more likely to commit road theft than women.
The results were relatively consistent across all age groups as well. Adults aged 25 to 34 have repeatedly appeared at the top of the list of worst offenders in this category. In fact, nearly a quarter of young American millennials (ages 25-34) have admitted to robbery abroad. Compared to those 55 and older, where only 3.4% (on average) are exposed, this is a stark difference.
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Keeping track of complex and unfamiliar laws in any country can be difficult. However, most tourists struggle to understand the rules they have to follow before visiting the area. Unfortunately, this is not the case
One in ten American travelers said they knowingly broke the law while on vacation. The numbers are slightly lower in Canada (8.2%) and Australia (7.2%).
As in the previous statistics, men more often than women intentionally violated the law of international destination. There were even twice as many men in North America!
Men are more likely than women to knowingly violate the law of international destination. There were even twice as many men in North America!
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Millennials were once again the most rebellious demographic. About a quarter of Americans and 15 percent of Canadians aged 25-34 have committed a crime, a significantly higher percentage than any other age group. In Australia, the most significant age group is 35-44 with 13%.
Robbing someone else while traveling is one thing, but what about those who got their stuff? In these situations, travel insurance can be invaluable.
Most often, it is men who go without - but only in a small majority. Between 52% and 58% of uninsured travelers in all three countries are men.
In terms of age, Canadian and Australian adults aged 35 to 44 were the most likely to travel without coverage, accounting for 57% and 66% of the groups, respectively. But in the States, that number rises to 84% for people aged 55-64.
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But is it generally regrettable? Our results showed that one in ten and one in five regretted their decision without travel insurance, Canadians more than others.
After all that millennial travelers have the worst attitudes, they also shine as the group most likely to regret not having travel insurance. More than a third (35%) of 25-34 year olds made the same statement in the US, followed by 26% of Canadians.
Having said all this, it is important to note that even if you have travel insurance, your claim will not be paid if you are injured doing something illegal.
Compare Market travel insurance expert Stephen Zeller talks about the importance of adequate insurance when traveling abroad.
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"While traveling, things are unlikely to go wrong, including theft or damage to property, flight cancellations or other disruptions," Mr Zeller explained.
“Getting the right level of travel insurance can help ease the financial burden that comes with a change of plans or a sudden emergency.
"Our research shows that one in five people have regretted their decision to cancel their travel insurance and would book a holiday before they left if they ran out of time.
"Before you travel abroad, make sure you do your research to understand the risks involved in your destination and find the level of cover that will best suit your trip."
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Compare the net profile the market commissioned to survey 502 Australian, 1,005 American and 1,005 Canadian adults in April 2022.
If you're planning your next trip and aren't sure what level of cover you need, consider using the marketplace's free travel insurance comparison tool. This can help you understand the requirements of your destination and ensure you are covered in the event of injury, lost or stolen luggage and trip cancellation – depending on the level of cover. We do not compete with all the brands in the market or with all the products of our participating brands. Some brands or products may not be available or offered to you at times. learn more.
Travel insurance is designed to protect you from unexpected events when traveling domestically or abroad. Depending on the type of policy and its level of protection, you may be covered for a number of events that could disrupt your travel plans, such as illness (including COVID-19) and injury while abroad, loss or theft. Baggage and personal belongings, flight cancellations and delays.
Before purchasing travel insurance, it's a good idea to compare policies from multiple travel insurance providers to find a product that suits your needs and fits your budget. You should consider what your policy covers and what exclusions or sub-limits apply.
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With our free travel insurance comparison tool, you can easily compare policies from different Australian travel insurance companies.
Explore multiple travel insurance options by filtering policies for your trip based on coverage levels, additional coverage options, additional levels, and pre-existing medical conditions.
Compare products to find what you need at a price you can afford, with a variety of coverage options for things like cruises and ski trips. Filling out a quote with us only takes a minute.
We provide information and details about each policy we compare so you can make a confident and informed decision.
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Travel insurance can provide medical assistance in the event of a foreign emergency. It can also cover medical and hospital expenses, as well as emergency evacuation and repatriation back to Australia.
Trip cancellation cover can reduce your exposure to cancellation costs and cover any lost deposits if unforeseen events cancel your trip before you leave. Insurance companies can cover pre-paid accommodation, flights and pre-paid tours.
If your belongings are lost, damaged or stolen, you will receive compensation up to certain limits specified in your contract. Along with your luggage, you can also cover valuables, credit cards, cash and travel documents (e.g. passports).
Many insurers cover Australian travelers up to the age of 99 and determine whether you are eligible for cover if you have pre-existing medical conditions. When comparing travel insurance, use our custom filter to find insurers that offer this rating. You'll find out how much extra you'll have to pay to cover you for certain pre-existing conditions (sometimes there's no extra cost!). This way you can travel with confidence and know what you are covered for. Always check the PDS policy to be aware of all inclusions and exclusions.
Annual & Multi Trip Travel Insurance
If you are traveling in a group of 25 people, you may be entitled to a discount. In addition, you can save time by taking out travel insurance only once, as opposed to buying several separate policies. A group policy can also be cheaper and more convenient for groups of students who need the same coverage. As everyone will have the same level of cover, it is important to include a Product Disclosure Statement (PDS) for everyone in your travel insurance policy so that you are all aware of any limitations or exclusions of cover.
Saving for travel can be difficult, especially when combining studies and work. This is why student travel insurance can be important, as it can protect you from losing the money you spent on your trip should the worst happen. However, be aware that you cannot travel
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