How Can I Apply For Ssi Benefits - Social Security provides an important safety cushion for people unable to work because of physical or mental disabilities. If you find yourself in this situation, you may want to consider applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).
But how difficult is it to obtain these critical disability benefits? This is a question that our Los Angeles Social Security disability and SSI attorneys always hear and we want you to know that you are not alone.
How Can I Apply For Ssi Benefits
We've broken down what you need to know when taking these benefits and how our office can help you!
The Social Security Disability Process From Application To Award
It's important to understand the differences between the Social Security Administration's (SSA) disability programs so you can better understand the types of benefits you may be eligible for and the requirements for each.
SSI is a needs-based program designed to provide basic financial assistance to people with disabilities who have limited income and resources. These essential benefits help many families maintain supplies and nutrients.
SSDI is administered at the state level and is available to workers who have paid Social Security for a period of time through work but are disabled and can no longer support themselves.
The process of obtaining SSI and SSDI may seem straightforward at first. Fill out some forms on the SSA website and wait for a response. Unfortunately, for many people the paperwork is cumbersome and the rules and regulations make the process time consuming and difficult. Especially if you have a disability.
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This is one of the reasons so many people seeking disability benefits from Social Security get their claims denied in the first place.
There are many difficulties you may face when applying for Social Security disability benefits and a variety of reasons your claim may be denied. One of the most common problems people face is not having enough medical evidence to prove they have a disability according to the SSA criteria. This often affects people with invisible illnesses or disabilities, such as psychiatric disorders.
Another problem many applicants face is rejection dates. The more rejections, the harder it is to accept. This is why it is important to go through the appeals process rather than filing a new claim if your claim is initially denied.
Having too much income is another common difficulty people face. Because disability benefits are for individuals who are unable to work, SSA has strict rules about income. Applicants for disability benefits may be denied if they are currently employed and earning more than a certain amount.
North Carolina Social Security Disability Attorney
Not following a doctor's prescribed treatment plan for a disorder is also a common reason for refusal. Finally, people who do not cooperate with SSA are also more likely to be rejected. It is important to understand that 70% of all disability applications are initially denied. However, if your claim is denied, it does not mean that you cannot receive benefits.
Getting SSDI or SSI benefits isn't always easy, but know that you are not alone and you have options. If your application for disability benefits is being considered or has been denied and you need assistance with the appeals process, Dr. Bill Latour's law firm can help.
Having an experienced disability attorney by your side can make the difficult process of obtaining benefits much easier and less stressful for you and your family.
Dr. Bell is an experienced SSI and SSDI attorney and also holds a degree in Psychology. He understands your struggles and can help you overcome any problems that stand between you and the benefits you deserve.
Social Security: How To Apply For Ssi Benefits?
Our team has been helping people with disabilities in Colton, Orange County, Los Angeles and the greater Los Angeles area receive SSDI and SSI benefits for many years. Talking to our team is 100% free and we won't charge you unless you benefit from it!
Find out how we can help today by calling 800-803-5090 or filling out the online form. Having a permanent or long-term disability can affect your life in many ways—physically, financially, and emotionally. The following provides a basic understanding of the Social Security Disability Benefits application process.
SSA must determine whether you are eligible to apply for benefits before evaluating whether you have a qualifying disability. But wait. isn't it the same?
Imagine a restaurant catering to a guy named Steve who can solve tricky puzzles. If you know the answer to the riddle but your name is not Steve, do not enter the competition. Likewise, there are basic requirements that must be met before SSA can examine your medical records and assess your possible disability.
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Here's how it works. Disability benefits are a type of insurance. People pay for insurance premiums through payroll taxes. If you stop paying because you haven't worked hard enough for a long enough period, you'll be disqualified.
Even if you stop paying your car insurance premiums. Your insurance company will eventually drop you. Then, if you have an accident and file a claim, it will be denied. Similarly, a disability insurance policy will expire if premiums are not paid due to lack of employment.
How many days is enough? The amount of work you've done in your life is divided into what's called "credit quarters." How many quarters of credits have you earned? Is this enough? Are you still insured if you quit your job? Or has enough time passed for your insurance to expire? An attorney can help you make these calculations and determine what they mean for your claim.
Tip: If you don't have enough credit quota, you can apply for disability benefits through Supplemental Security Income (SSI). Initial eligibility for SSI is determined by financial need.
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SSA maintains a list of “medical disabilities” that generally qualify applicants for Social Security Disability (SSD) benefits. These conditions range from neurological disorders to immune system disorders.
However, if your disability is not listed, it does not mean you are not eligible for benefits. Many conditions and diseases may still qualify. However, adequacy and complete supporting evidence and records are required for approval.
An applicant may be considered disabled if SSA determines that the applicant is incapable of performing his or her previous occupation and performing another function in the national economy.
Before applying for benefits, you should make sure you have everything you need. In addition to your social security number and proof of age, the following employment records are required:
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Social Security numbers and proof of age are also required if you have family members who may be eligible for benefits. For spouses, a marriage certificate is also required.
Tip: Documents must be originals or certified copies. SSA will make a copy and return the original.
One of the essential items required to complete the application is your medical record. This includes contact information and timing of the doctors, hospitals and clinics that provided care. It also includes laboratory and test results, a complete list of drugs, and other information that may help determine a medical disorder.
Most Social Security disability claims are denied. In North Carolina, only about 25% of initial disability claims are admissible. It is normal for applicants to be rejected the first time and want to give up.
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However, there are many opportunities to apply for and appeal disability benefits. There are different decision makers at every level and this can be a cause for hope for each new appeal. However, one of the biggest potential differentiators at any level is whether or not the applicant has an attorney.
Your initial application is determined by your local Disability Determination Services (DDS) office. This office is federally funded and determines eligibility for Social Security disability benefits at the state level. We have one office serving North Carolina located in Raleigh.
Social Security disability claims can be very complex, and our team is familiar with the systems and laws that govern Social Security. In fact, our Director of Social Security and Disability Law, Attorney Rick Fleming, is an NC State Bar Board Certified Specialist in Social Security Disability Law.
He's not all that. Almost everyone on the Social Security Disability Team has SSD experience working for the Social Security Administration. This can give you insight into why your application is more likely to be approved.
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Many of the Social Security Administration's Social Security Paralegal have at least six years of experience as an Examiner for the Social Security Administration's Disability Determination Service. Some of them have been recognized as 'Level 2' judges. This means participating in the review process and conducting ongoing failure reviews.
Social Security disability cases can be complex. Knowing what to do can be overwhelming. We can help. Contact the Law Office of James Scott. we are
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