How To Get Fast Cash Right Now - Written by Sarah Sharkey Written by Sarah SharkeyArrow Contributing writer Sarah Sharkey is a contributing writer. Sarah writes on a range of topics, including banking, savings advice, home buying, home ownership and personal finance. Sarah Sharkey
Edited by Karen Bennett Edited by Karen BennettArrow Right Consumer banking reporter Karen Bennett is a consumer banking reporter at . She uses her financial writing background to help readers learn more about savings and checking accounts, CDs, and other financial matters. Karen Bennett
How To Get Fast Cash Right Now
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Even if you have always managed your money wisely and worked hard, unexpected events can easily overwhelm your cash reserves and you may need some quick cash in your life.
According to a June 2022 survey, most American households say they are concerned about their level of emergency savings. It's important to set up an emergency fund to cover unexpected expenses, but there are also ways to find extra cash in times of need.
Whether you have antique electronics, collectibles, furniture, home appliances or something else, you can list items for sale on various online marketplaces, such as Craigslist or Facebook Marketplace.
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A pawn shop loan may be an option for you. You can promise something to put money in your pocket today. Then, you will have some time to find new money to get the item back.
This is far from a perfect solution (there are financial costs, for example), but it can work in a pinch.
That well-intentioned gift can be turned into some much-needed cash with the help of online gift card retailers like CardCash. Remember that it may take a few days for the transaction to clear and for you to receive your funds.
Getting your paycheck a day or two early can help you solve a short-term cash flow issue. There are many apps that offer early pay features. Earnin, for example, is an app that lets you get early access to your paycheck with no fees or interest charges, although it does ask for optional tips.
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Many banks, such as Axos Bank and Capital One, have also introduced early direct deposit into their accounts.
Freelancing is a type of side gig that you can do at your own pace and in your area of interest. Freelance gigs can include anything from writing blog posts to graphic design projects.
If you are new to freelancing, you can connect with businesses or clients through various freelancing websites, such as Fiverr or Upwork. As you build your portfolio, you'll be able to take higher paying gigs.
Pet lovers will find this option a fun way to earn some quick cash. Take advantage of apps like Rover that are designed to connect you with pet owners who need your help.
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With Rover, you can choose to watch pets at the owner's home or on your own. Anyway, you can set your own rates. You can earn up to $1,000 a month as a pet sitter, according to Rover's website.
If you don't like pets, you can choose to babysit instead. Care.com is one site that makes it easy to connect with families looking for a caregiver. According to UrbanSitter, the national average rate for babysitters for one child is about $20 an hour.
If you are having trouble finding the money you need, it may be time to turn to family. Before diving into this route, make sure you have a solid plan to repay the loan in a reasonable amount of time. Otherwise, you risk ruining the relationship.
Food delivery services have become big business in recent years. According to consulting firm Mckinsey, the online food delivery market has more than doubled due to the COVID-19 pandemic. You can join one of the many services as a courier to bring home some quick cash.
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If you have a spare bedroom, you can turn that space into quick cash with the help of a service like Airbnb. If you live in a popular area, this can be a very lucrative opportunity.
If you have decent credit and several outstanding loans with high interest rates, you can benefit from debt consolidation. Although you won't actually earn money from this strategy, it can help lower your interest payments, leaving you with extra cash flow each month.
You can find free items on sites like Craigslist to exchange money. If you're handy, find things that have intrinsic value but need a little sprucing up.
For example, you can get a free library that requires some elbow grease. Take the time to make the free item more attractive, then sell it for a profit.
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You can find paid research studies, including medical studies and student studies, in most places. Most of these studies are offered by colleges and universities, so you can search for a university near you to find paid study opportunities.
Most research studies pay between $50 and $300 per day, according to Miami Clinical Research. Some can pay in gift cards, such as an Amazon gift card.
Consider taking your jar of coins to the bank for deposit. You will not be rich, but you may have enough to cover a small problem.
Before going to the bank, call ahead to see if the financial institution charges any fees for depositing coins. While some banks offer free money exchange, others charge a fee.
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Another way to trade coins for money is through a Coinstar kiosk, which can be found in many supermarkets and retail stores.
It is possible that there is money out there waiting to be claimed from you. While it may take some time for losing money to claim and find its way to your account, this is a strategy worth looking into.
A raise to your current job could be a long-term solution to your financial issues. It's worth a try
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