Top Insurance Companies In Louisiana - The top auto insurance companies in Louisiana based on user ratings are The General, Direct Auto and National General. Louisiana drivers can save up to $5,476 a year by comparing quotes and choosing one of the best insurers in the state.
However, the best car insurance is not always cheap. More about good auto insurance coverage available later. The best auto insurance companies in Louisiana have high customer satisfaction ratings, a great claims process, and helpful policy management tools.
Top Insurance Companies In Louisiana
It pays to be covered by a major insurance provider in Louisiana. Approximately 85,247 auto accidents occur in Louisiana each year, causing billions of dollars in damages. About 12% of Louisiana drivers drive without insurance. Fortunately, Louisiana drivers have national and regional car insurance options to choose from.
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To find the best Louisiana auto insurance for different types of drivers, editors compare coverage options and rates from local, regional and national auto insurance providers. You can find the best options listed below.
General is a licensed auto insurance agency located in Nashville, Tennessee. It is a subsidiary of PGC Holdings Corp. (PGC) and is known for offering car insurance for high-risk drivers... show more
Headquartered in Nashville, Tennessee and founded in 1991, Direct Auto Insurance specializes in high-risk motorist insurance. Direct Auto Insurance is available in 14 states, including Georgia, Texas and ... show more
National General Insurance is headquartered in New York City and was founded in 1939. Since then, the company has grown into one of the world's largest insurance providers... show more
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Farm Bureau insurance companies are just one of the promises the Louisiana Farm Bureau Federation makes to local church Farm Bureau members. - To give... show more
USAagencies is part of the Confy family, one of the largest privately held insurance brokerages in the United States. Founded twenty years ago, USAagencies is recognized as a brand to represent ... more
Esurance is an online insurance company that specializes in selling insurance policies at affordable prices. Allstate bought the company in 2011 for $1 billion. Here... show more
Amica is one of the oldest auto insurance companies in the United States, having opened for business over a century ago in 1907.
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Farmers is one of the oldest auto insurance companies in the United States, founded in 1928. The Farmers Insurance Group of Companies now services more than 50 million individual policies... show more
State Farm is the largest provider of auto and home insurance policies in the United States, insuring more than 80 million people nationwide. The company is headquartered in Bloomington, ... show more
Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and most comprehensive insurance and financial services organizations in the United States. Nationwide was in... more show
The best auto insurance in Louisiana comes from The General because customers give The General positive reviews. For example, General has a user rating of 4.2 out of 5 and the company offers solid coverage options as well as nine discounts that policyholders can take advantage of.
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In addition to its standard coverage options, The General offers special policy add-ons such as roadside assistance and adaptive equipment coverage. See the table below to learn more about the best auto insurance companies in Louisiana.
It's important to research your options to find the best policy for your needs at the most competitive rate. It is usually recommended to compare quotes from at least three different insurance companies before purchasing a policy to get the best deal.
You can start by comparing quotes from the best auto insurance companies in Louisiana. Louisiana drivers should also compare quotes from local insurance companies like Louisiana Farm Bureau Insurance and Safeway.
To help drivers determine which companies can compare quotes, editors have identified the cheapest insurers for specific categories of people. For example, you can learn more about the best car insurance companies for teenagers and young drivers, college students and seniors. The best car insurance companies for middle-aged drivers are usually the same as the best in Louisiana.
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Research the reputation of each insurance company you are considering, including financial stability and customer service experience, by checking their profile. You can see ratings from consumer watchdog groups like AM Best and read user reviews based on their experience with each company. In addition, you should ask friends, family members and colleagues for recommendations.
In addition to comparing quotes, you should also compare the discounts offered by each insurance company. Consider how much the rebates could save you and how much you qualify for. Discounts may vary based on factors such as your driving history, policy choices and vehicle.
For example, many insurers offer full payment discounts for drivers who pay their entire policy upfront. Additionally, you may be able to get a discount if your vehicle has certain safety features, such as an anti-theft device.
You must purchase enough coverage to meet the minimum requirements to legally drive in Louisiana. Furthermore, the cover you buy is based on your individual needs and circumstances.
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If you're struggling to find affordable rates, opting for minimum coverage may be the best option. It's important to note that if your vehicle is leased or financed, your lender or lessor may have additional requirements that you must meet.
To determine the best auto insurance companies in Louisiana, we evaluated over 30 major insurance companies that: 1) are licensed in the state, 2) allow consumers to purchase and manage auto insurance policies online, and 3) have licensed agents. in condition.
To qualify for the "Best Auto Insurance Company in Louisiana" label, an insurance company must have a user review average of 3.7 or higher out of 10 reviews. If there were not at least five insurance companies that met our review criteria, we included the next best companies.
Comparing car insurance can be difficult. But the informed municipality is on your side. Other consumers have a lot of information to share, and we encourage everyone to do so by following our content guidelines. Please note that no financial institution reviews or otherwise endorses the editorial and user-generated content on this page. Furthermore, it is not the financial institution's responsibility to respond to all messages and inquiries.
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State Farm is the #1 auto insurance company because it is the largest auto insurer in the US with a market share of 16%. State Farm insures more than 80 million people and provides coverage in all 50 states.
These 10 companies own more than 70% of the auto insurance market in the United States. As a result, it should come as no surprise that these companies are the best choice for most drivers.
Louisiana drivers require $15,000 per person for bodily injury liability insurance (up to $30,000 per accident) and $25,000 for property damage liability insurance. The lender or lessor may require collision, comprehensive and gap insurance if your vehicle is financed.
In addition, uninsured/underinsured motorist coverage is an optional but recommended form of coverage in Louisiana. This replaces the liability where the driver should be at fault and pays your expenses up to your policy limits.
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If you lease or finance your vehicle, you may be required to carry types of coverage that are not required by Louisiana law. Lenders or renters usually require comprehensive insurance and collision coverage. Collision insurance covers repairs to your car when you hit another vehicle or object. If the damage to your car is caused by something other than a collision - such as natural disaster, vandalism, falling objects or animals - it will probably be covered by comprehensive insurance. Lenders may also require gap insurance, which covers the difference between what you owe on a loan or lease, if it's stolen or the value of the car.
Although you don't need to carry these types of additional coverage, you still may need it. You can learn more about when to remove the required insurance and the penalties for driving without insurance in Louisiana.
Car insurance in Louisiana costs an average of $98 per month or $1,175 per year for minimum coverage. The cheapest auto insurance companies in Louisiana are Southern Farm Bureau, USAA, and Geico, and getting quotes from multiple companies will help you find the best deal.
The average auto insurance cost in Louisiana is 75% higher than the national average auto insurance cost. There are several factors that affect how much you pay for auto insurance in Louisiana, including your driving record, age and location, the amount of coverage you purchase, and the insurance company you purchase it from.
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