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The cheapest auto insurance in Connecticut starts at $891 per year for comprehensive coverage and $489 for liability coverage.
Lowest Car Insurance In Ct
We review the best auto insurance companies in the nation, including local Connecticut and regional providers, to learn about their coverage, reputation, and customer service. Our team also pulled cost data for these providers to find out which companies offer cheap auto insurance to Connecticut drivers.
Connecticut Car Insurance
Car insurance in Connecticut is higher than the national average, but you can still find great rates that fit your budget.
Here, we take a look at the cheapest auto insurance companies and coverage options in the state, starting with the most affordable providers and coverage options.
The chart below outlines the four cheapest options for auto insurance in Connecticut. We recommend checking out Geico, State Farm, Progressive, and The Hanover Insurance Group for auto insurance in Connecticut. In creating this list, we considered factors such as insurance costs, coverage, reputation, and customer experience in Connecticut.
* Our research team takes national factors into account when assessing suppliers. However, the order of providers in this table is specific to Connecticut auto insurance.
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The level of coverage has a large impact on rates. Many quotes from providers include minimum liability estimates and comprehensive auto insurance. While minimum liability is all that is required, it is a good idea for drivers to consider full coverage car insurance.
For liability insurance in Connecticut, the estimated average rate is $1,503 per year, or $125 per month based on the same driver profile. This is 137% higher than the national average of $635. In the table below, you'll find the providers that offer the lowest estimates on minimum coverage policies in Connecticut.
With average rates among the highest in the nation, finding the cheapest auto insurance in Connecticut is essential. We at the Home Media review team found an estimate for a full coverage policy at $891 per year, or $74 per month. The table below shows the providers that offer the lowest estimates for full coverage insurance in Connecticut.
* This fare estimate is based on the profile of a 35 year old driver with a clean driving record and good credit score.
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Your age, driving history, and credit score will change the amount you'll pay for auto insurance in Connecticut. Below we compare auto insurance estimates for drivers in this category.
Young drivers can pay more for car insurance than older adults. The set of tables below shows the cheapest auto insurance for young drivers in Connecticut, with estimated monthly and annual costs.
We found that Geico tends to offer the cheapest insurance for 16-year-old drivers in Connecticut at an estimated $3,343 per year, or $279 per month. The median fare for a 16-year-old Connecticut driver is $14,981 per year, or $1,248 per month. It's 400% more expensive than the average for the state.
Geico typically has the lowest rates for auto insurance for 17-year-old Connecticut drivers at an estimated average of $2,731 per year, or $228 per month. The median estimate for a 17-year-old in Connecticut is $11,527 per year, or $961 per month. This is 284% more expensive than the average rate in the state.
Car Insurance Costs By State
Geico generally offers the cheapest auto insurance in Connecticut for drivers aged 18 years at an estimated average of $2,659 per year, or $222 per month. The median estimate for a Connecticut driver at age 18 is $9,889 per year, or $824 per month. This is 230% higher than the state average rate estimates.
For drivers aged 21 years, Geico usually offers the cheapest auto insurance in Connecticut at an estimated $1,471 per year, or $123 per month. The median rate for a 21-year-old in Connecticut is $5,357 per year, or $446 per month. This is 79% higher than the state average estimate.
Geico tends to offer the cheapest coverage for drivers aged 25 years in Connecticut at an estimated $983 per year, or $82 per month. The estimated median rate for a 25-year-old is $3,631 per year, or $303 per month, in Connecticut. That's 21% more than the average estimate for the state.
In addition to your age and location, insurance companies use information about your driving history, your credit score, and other factors in calculating their rates.
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Speeding up in Connecticut will likely have a negative impact on what auto insurance companies pay you. The median rate for an auto insurance policy in Connecticut is $2,252 per year for motorists with a recent ticket in their driving record.
A recent accident has almost a positive impact on the rate you pay for comprehensive auto insurance in Connecticut. The standard rate for drivers who err is $3,060 per year.
Drivers with a DUI on their driving history will be described as high-risk drivers and can expect stiff prices for auto coverage. The rate seen throughout the State of the Constitution for those with a DUI is currently around $4,030 per year.
A bad credit score provides an easy way to see your Connecticut auto insurance rate skyrocket. Those who receive a bad credit rating pay an average of $4,056 per year for a full-coverage auto insurance policy.
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If you want to know more about the best cheap auto insurance companies in Connecticut, check out the section below.
Drivers looking for high quality and affordable auto insurance in Connecticut should highly consider Geico. The company offers the state's lowest average cost for comprehensive coverage while receiving scores well above the New England average in the 2021 JD Car Insurance Study. Strength .
State Farm is the largest auto insurance company in the United States, and it also does well in the State of the Constitution. It's easy to find discount auto insurance from State Farm, and the company receives the third-highest customer satisfaction score in New England in J.D. Study. Electric Car Insurance.
Even drivers with a DUI, recent speeding ticket and an accident due to error can usually get car insurance coverage from Progressive. The company is known for dealing with high-risk drivers and offering quality protection on the road. Progressive was ranked above average in the JD Car Insurance Study. Power and have a strong financial base.
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Our team contacted Progressive to comment on its BBB rating but received no response.
Hanover is headquartered in Worcester, Mass., and has been in business since 1852. The company is known for its outstanding customer service and close relationships with drivers, especially in the New England area. Despite having a poorer financial health rating than some other providers, motorists will have no problem with Hanover coverage.
Our data reveals that the median estimate for comprehensive auto insurance in Connecticut is $2,999 per year, or $250 per month, based on the profile of a 35-year-old driver with good credit and a clean driving record. This is 73% more expensive than the national average of $1,730 per year, making Connecticut one of the most expensive states in the country for auto coverage.
Where you live in Connecticut has a significant impact on your insurance rates. Different postal codes and cities have different risk factors, so insurance companies adjust their rates accordingly. This is why a person living in Stratford may pay completely different taxes than his friend in New Haven even though all other factors are the same.
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Age is one of the most important factors when it comes to the cost of car insurance. Middle-aged drivers generally have access to the cheapest auto insurance in Connecticut. Younger drivers and especially teenagers generally pay more for coverage than other age groups.
When you get a car insurance quote online, the rate you will receive will likely differ from the estimates in this article. That's because the insurance company weighs a number of variables about you and your vehicle to determine the cost of your premium.
Connecticut is a no-fault insurance state. This means that if you are found guilty of a car accident, your own liability car insurance pays for damages and medical bills for other drivers. If your insurance does not cover the damage, you can be sued in civil court for damages.
The Connecticut Department of Motor Vehicles (DMV) requires all drivers to meet or exceed the following minimum auto insurance standards:
Cheapest Car Insurance In Connecticut (november 2022)
If you want your vehicle to be covered after an accident, be sure to purchase collision insurance. Many drivers opt for full coverage auto insurance, which adds comprehensive coverage with liability and collision.
Driving a car without insurance in Connecticut is a crime. If you are caught without proper insurance in the state, you could be charged with a class C offense. If you are found guilty, penalties can include a fine of $500, up to three months in prison, or both.
Geico, USAA, Progressive and State Farm generally offer the cheapest car insurance in Connecticut. Be sure to compare auto insurance quotes from several providers to find a good auto insurance coverage in a
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