Health Insurance For International Students - Georgia Tech is proud to offer its Student Insurance Program (SHIP) to incoming undergraduate and graduate students, as well as eligible dependents who do not yet have insurance. 2021-2022 and 2022-2023 policy years administered by United Care Student Resources (UHCSR).
The chart below was created by SGA students to help all students better understand the SHIP registration process.
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Students in the mandatory group must maintain insurance during their program of study at Georgia Tech. Twice per policy year (fall and spring/summer), you must enroll yourself and eligible dependents in the mandatory plan.
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Students (including Postdocs, J1 Scholars, and OPTs) who do not belong to the required cohort and have earned at least 4 credits may enroll during the open registration period.
Please enroll in the fall semester only, and re-enroll in the spring semester (December to January) of the spring semester (including summer).
For the next policy year, all eligible and elective students must enroll in the fall (the above two enrollment options are now available) to maintain consistent coverage from policy year to policy year.
In response to Covid-19, students who previously attended face-to-face classes but take an online or hybrid class schedule in the fall and earn at least 4 credit hours are eligible to enroll in the volunteer plan. .
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J1 Scholars, Postdoctoral Scholars, and OPTs should contact Jennifer White to register at jennifer.white@
Please note: Coverage will begin for one academic year beginning August 1 only and all eligible students must be enrolled in both the fall and spring semesters to continue from policy year to policy year.
GRA Care Plan Option is a medical plan offered by the University of Georgia System. This option replaces the United Care Student Resources/Student Insurance Plan offered by the Institute. Because the GRA Care Plan option through OneUSG does not meet federal guidelines for international students with F-1 or J-1 visa requirements, graduate research assistants must obtain this coverage prior to enrollment. Limitations should be carefully considered.
I have a problem with the UHCSR registration website (I can't click the continue button or the page freezes). what shall I do
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Try using Internet Explorer as your web browser. This allowed some students to complete the registration process. If the problem persists, please contact jennifer.white@
There are significant changes to the exemption requirements for international students this year. Previously, international students could use PGH or any other "offshore" plan that did not meet the ACA's standards and was exempt from the mandatory pot category. Beginning this year, Georgia Tech international students cannot drop out of PGH or non-ACA compliant plans. International students must be enrolled in a mandatory enrollment or opt-out plan in accordance with the ACA.
This fee is a mandatory tuition fee charged to all students who take 4 or more credits per semester (fall, spring, summer). This fee covers most of the stamp service and is not insurance.
According to the Georgia Board of Governors, the following groups of students will be charged for mandatory student insurance for tuition.
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All undergraduate and graduate students enrolled in programs require proof of insurance as determined by the USG institution. Currently, Georgia Tech only requires mandatory insurance for graduate students in the CHBE and BMED programs and APPH majors.
All graduate students who receive a tuition waiver as part of a graduate assistantship award determined by a USG institution.
I have student insurance, but I already have private insurance. Can these fees be waived?
Students in the above groups who have existing insurance that meets/exceeds the insurance requirements are eligible for exemption. You must request an exemption during the free registration/exemption period.
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If you are waived, UnitedCare Student Resources will notify the GT Bursar's Office and the charge will be removed from your bursar account. The compulsory student insurance fee will automatically be included in the tuition fee and if the waiver submitted is approved and the insurance fee is paid, the fee will be refunded by the GT Bursar's office.
Students will be charged mandatory insurance tuition if they belong to the Georgia Board of Directors mandatory group. If a student does not belong to the required group but is taking at least 4 credit hours, the student is eligible for the volunteer project.
Currently, only Stamps Services Pharmacy does insurance claims for prescriptions. Stamps Services does not bill for medical services provided outside GT Student Ins Co. Also, with the exception of the UnitedCare Student Resource Plan, STAMPS services are not covered by managed care contracts. Students who do not have GT student insurance and receive a fee (most services come from student fees) will pay at the time of service and provide a statement that the student can submit to their insurance company.
I have not been charged tuition though I believe I belong to the compulsory group. what shall I do?
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I applied for a waiver and got it, but the fee is still included in my tuition. what shall I do?
I am a non-employed postdoctoral scholar receiving scholarship from a fellowship or training grant. Can I enroll myself and/or my dependents in GT Student Insurance provided by UnitedCare?
Yes, you can enroll in GT Student Insurance. From the UnitedCare Student Resources GT Registration webpage (link above), select the Medical – Voluntary Student Plan policy.
In many cases, all or part of the premium is paid by the fellowship. Please contact your program officer or grant administrator for more information.
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Stamps Services is committed to providing excellent service. If you think we can improve our service, please feel free to contact us. Please contact jennifer.white@ When it comes to getting health insurance for international students in the US, living in the US can be quite expensive, especially for F1 visa holders who often borrow money to pay for their education. Due to the high cost of living, if you don't take proper precautions in time, getting sick can be out of your reach. Also read our 4 tuition-free countries to study abroad.
Students cannot afford to get sick or have an accident in the US. But things happen. A person may suddenly become very ill or be seriously injured far away from home or family. The last thing you need to worry about is how you will pay your excessive medical bills. Apply to study in Denmark without IELTS 2022 - Study in Denmark for free
You don't need an F1 visa to attend a US university, but international students may need health insurance. Consequently, universities, not U.S. law, apply these criteria to obtain adequate health insurance coverage. Check with the university you plan to attend if health insurance is required for international students. Study in Canada without IELTS - Also read our list of top universities in Canada
Health insurance for international students in the United States can be purchased at any time after arrival or before departure. Students can choose from a variety of options on comparison shopping sites. Depending on your policy, coverage may begin the day after purchase. Also read Study in UK without IELTS - Free UK Scholarship Guide
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International student insurance required for an F1 visa differs from US travel insurance in that it is short-term and does not offer the same level of protection. Basically, student health insurance pays for medical expenses incurred while you're actually living and studying in the United States, while travel insurance protects you and your belongings. We). Free Study in Ireland without IELTS 2022 Read Ireland Scholarships.
Check to see if your American college, institution, or school has the required group health insurance program. If they are included, you must first determine if they are part of your tuition bill or need to be paid separately before proceeding with payment. See if you qualify for a mandatory group health insurance plan that offers optional discounts. If not, request an exemption form and follow steps 2, 3 and 4 accordingly. If you don't have insurance, complete steps 2, 3, and 4.
Find organizations and brokers that offer health insurance to international students studying in the United States. Make a list of the benefits you think are important to you (including a waiver form) and compare them to the plans offered by the companies you check out. If you are traveling to the United States, be sure to check if the person is added as a dependent. Choose the plan that best suits your needs before purchasing.
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