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Top Rated Home Warranty Companies
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If you're buying a home or planning to buy one soon, chances are you've heard the term "home guarantee" more than once. Household warranties are contracts that help you cover general expenses such as repairs and replacements of systems and equipment at a discounted rate as long as the system or equipment fails within the coverage period.
Before deciding on the best home warranty company for you, you should consider factors such as coverage options, pricing, ease of claim reporting, and more. We've reviewed and rated dozens of home warranty companies based on categories such as price and discounts, customer satisfaction and response time, coverage options, the option to choose your own technician, and national availability.
THIS IS ADVERTISING AND NOT EDITORIAL. Please note that we receive compensation for every product you purchase or sign up for through this ad, and that compensation will affect the ranking and position of all listings listed here. We do not inform about every available offer. The information and savings figures shown above are for demonstration purposes only and your results may vary.
El Paso, Texas Home Warranty
Our ratings consider factors such as pricing and discounts, customer satisfaction and response time, coverage options, nationwide availability, and the ability to choose your own technician. All ratings are made exclusively by the editors.
AFC Home Club is our pick for the best home warranty company this year. Consistently high user ratings, a wide variety of coverage plan options, competitive pricing, and the freedom to choose your own contractor set them apart from the rest.
Should you choose to let AFC select a contractor for you, the promised response time is 24 to 48 hours from the time you contact them. Contact can be made by phone 24 hours a day and work is guaranteed for the duration of your tenure with them.
The length of the plan varies from one to three years and they are available in every state except Hawaii. There are many coverage options available and customizable. The plans also include family emergency services and discounts on various home and security products. There are even different rates for service calls to choose from.
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AFC offers four schedules. Each plan has three pricing tiers that vary the monthly cost and service fees for claims. The prices listed are estimates for the maximum service fee.
The best plans with the most comprehensive coverage make American Home Shield stand out from the crowd. We are not alone in our thinking. More than 17,000 Consumer Affairs reviewers have given it an average of 4.3 stars. The company has paid out over $2 billion in warranty claims over the past five years.
There are three useful plans available. Even their most basic ShieldSilver plan is more than adequate for many homeowners, covering 14 of the most important plumbing, HVAC, and electrical systems. Service fees range from $75 to $125 depending on the coverage level you choose, and you can choose from the company's pre-approved contractor.
American Home Shield benefits include not only excellent coverage, but also discounts on certain home maintenance services and equipment. They are available everywhere except Alaska and the District of Columbia.
Reasons Your Home Warranty Claim May Be Denied
Three comprehensive plans are offered with your choice of service fees ranging from $75 to $125. The price estimates below include the maximum amount of the service fee.
With the fastest response time in the industry, Cinch Home Services is next on our list. You will be put through to a contractor within two hours of your first call during normal business hours and you will not wait longer than 24 hours at any other time.
They offer three different coverage plans for your home. One is mainly for device coverage. One that covers your home's mechanical systems. And one that combines both plans at a discounted price.
Cinch Home Services has been around since 1979. You may have heard of them by their former name, Cross Country Home Services, until 2019. They have built strong relationships with customer approved technicians over the years. Services are available in all contiguous states except Washington D.C.
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Cinch Home Services offers three easy-to-understand plans. The estimated prices are based on the prices of the highest service fee tier.
Do you need a home guarantee with simple and affordable prices? ARW Home gets our attention because we offer the best pricing model we could find. All four plans are easy to understand and available on a monthly basis at competitive prices. The savings and simplicity come in the form of its own $55 service fee, regardless of the coverage you choose or the nature of your claim.
ARW Home has a rare and impressive A+ rating from the Better Business Bureau, and its clients routinely rate it more than four stars on the Consumer Affairs and Trustpilot rating platforms.
Expect response times of 48 hours for non-urgent requests and 24 hours for urgent requests. Live chat is available on their website. You can experience their service in most states except California, Virginia, Iowa and Texas.
Liberty Home Guard Home Security Review
With the best customer rating in the industry, Liberty Home Guard is next on our list. BBB users rate it 4.63 stars. Consumer affairs Customers give them a 4.2. They even get an impressive score of 4.5 on the very competitive Trustpilot platform.
With an easy to understand approach, Liberty Home Guard offers three levels of coverage. One policy that covers appliances, one policy for home systems, and one that includes both options for a few more dollars a month. There is a one-time service fee of $60 for your chosen plan.
They work with over 10,000 vetted technicians and pride themselves on paying them on time every time to keep them happy and working hard for you. A 60 day labor warranty is standard and they are available nationwide outside of California, Wyoming, Wisconsin and Washington.
13,000 consumer affairs reviewers give our seventh choice an average rating of 4.0 stars. Garant Cartref Dewis also enjoys an impressive average rating of 3.9 from the hard-to-please users on Trustpilot.
Choice Home Warranty Review
Don't be fooled by their seemingly oversimplified offerings of just two broadcast schedules. Your basic plan covers most of the highly vulnerable systems in your home. For not much more money per month, you can also protect your most important main devices.
Garant Cartref Dewis promises response times of 24 to 48 hours and uses a national network of over 15,000 contractors at their disposal. No less than a whole team of experts is assigned to each claim. They are available in every state except California and Washington.
Home Warranty Choice is sixth on our list. They are notable for their high ratings of 3.8 on Trustpilot and 4.4 on Consumer Affairs. Expect prompt service during normal business hours. One of the selected technicians will start working on your application within 48 hours. However, if you are making a non-emergency claim outside of business hours, please allow up to four days for them to arrive.
There are three coverage options available with a service fee ranging from $60 to $75 that applies to each plan and depends on what state you live in. They work with a large network of qualified technicians across the country, but their service only covers 46 states. Homeowners in New York, Nevada, Washington and Wisconsin are out of luck.
American Home Shield Review
Depending on the state you live in, the estimated pricing plans include either a $60 or $75 service fee per claim.
A relative newcomer to the home warranty business is next on our list. The ServicePlus Home Guarantee is beginning to find its place among more
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