Full Coverage Dental Insurance Texas - Seguro Dental INSURES YOUR HEALTHCARE COVERAGE WITH A BLUE CROSS AND BLUE SHIELD OF TEXAS DENTAL PRICE. GET A FREE QUOTE
Dental care is vital to your overall health. That's why Blue Cross and Blue Shield of Texas (BCBSIL) offers BlueCare Dental Classic℠. Our dental insurance plans offer you savings on preventative services like checkups, cleanings and simple x-rays, as well as on procedures like fillings, bridges and crowns. BCBSIL offers three plans tailored to your needs and budget.
Full Coverage Dental Insurance Texas
This document does not contain a complete list of the exclusions, limitations and conditions applicable to the services shown.
Dental Insurance Plans: Healthy Smiles Ahead
Region 1 pricing applies to members residing in the following counties: Archer, Austin, Bastrop, Brazoria, Caldwell, Chambers, Clay, Collin, Dallas, Delta, Denton, Ellis, Fort Bend, Galveston, Grayson, Harris, Hays, Hunt , Johnson , Kaufman, Liberty, Montgomery, Parker, Rockwall, San Jacinto, Tarrant, Travis, Waller, Wichita, Williamson and Wise.
When deciding on something as important as dental insurance, you want to be aware of the different dental plans available.
It is difficult to learn everything about dental insurance; that's why our professional agents can help you make informed decisions about finding a plan.
Fill out the form below to schedule a meeting with one of Integrity's licensed representatives or to have a team member contact you to answer your questions.
Best Dental Insurance Of 2022
Blue Cross®, Blue Shield® and the cross and shield symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.
HMO, HMO-POS, and PPO plans provided by Blue Cross and Blue Shield of Texas, a division of Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), an independent licensee of the Blue Cross and Blue Shield Association. HCSC is a Medicare Advantage organization with a Medicare contract. Inclusion in HCSC plans is pending contract renewal.
Prescription drug plans are offered by Blue Cross and Blue Shield of Texas, which refers to HCSC Insurance Services Company (HISC), an independent licensee of the Blue Cross and Blue Shield Association. A Medicare-approved Part D sponsor. Inclusion in HISC plans is subject to contract renewal.
Medicare supplement insurance plans are offered by Blue Cross and Blue Shield of Texas, a division of Health Care Service Corporation, a Mutual Legal Reserve Company, an independent licensee of the Blue Cross and Blue Shield Association. UHC is the nation's largest health care provider. . As such, they offer a wide variety of dental insurance plans for Indiana residents. Our rating: ★★★☆☆
Medicaid And Medicare Enrollees Need Dental, Vision, And Hearing Benefits
More dentists in the provider network means you're more likely to keep the same dentist you use today, and you're also available when you travel. Network providers accept a negotiated rate.
Your eyes are also an important part of your health. You can also add viewing benefits to your dental plan (available at an additional cost in most areas). Case for eye exams for contact lenses. Add it today for additional coverage.
With preventive care, there is no waiting period, and depending on the plan, you may pay a copayment of $25 or nothing. For basic and major services, there is a maximum of 3 individual deductibles of $50 per family per calendar year. Our Premier plans offer a combined deductible for basic and core services, especially useful for large families.
No age limit means even those covered by Medicare can apply. Good dental health is important at any age. We have plans that fit your age and life stage.
Dental Benefit Information
UHC offers four plan designs. "Primary" plans have a lower maximum benefit (annual payment cap), while "Premier" plans have a higher benefit that increases over time. From these, you can choose a plan that suits you best, depending on whether or not your doctor is in network.
All rates: Pension benefits Pension benefits are covered without deductibles, coinsurance or waiting periods. Dental Primary and Dental Primary Preferred have a copayment of $25 for preventive services.
Primary Preferred, Premier Choice and Premier Elite Plans Only - Essential Benefits (as restricted in policy) Essential benefits are covered subject to deductibles, coinsurance and waiting periods. Not available on all plans. There is a 12 month waiting period for major services. • Root canals: maximum 1 time per tooth, per lifetime. • Treatment of gum disease. • Crowns: maximum 1 per tooth every 60 months. • Surgical extractions. • Complete prostheses: limited to 1 every 60 months. • Bridges: limited to 1 per tooth every 60 months. • Repairs of crowns, dentures and bridges. • Oral surgery. • Inlays/Onlays - maximum 1 per tooth every 60 months.
Change or misrepresentation of residence (address) You must notify us of a change of residence within 60 days. Your premium based on your new place of residence begins on the first due date after the change. If you give your place of residence incorrectly on the application or do not tell us of a change of place of residence, we will calculate the correct premium on the first due date on which you lived at that place of residence. If the change results in: a lower premium, we will refund the excess; higher premium, you owe us.
Individual And Family
Network providers have agreed to discounted rates for Covered Expenses without charging you any additional bills other than copayments, coinsurance, and deductibles. You can get more information about: 1) provider status by calling the toll-free number on your ID card (or at myuhc.com); and 2) information on expenses by calling the claims number on your ID. Prize You will be notified of any change to your prize at least 31 days in advance. We will not change your premium simply because of a claim made by an insured person under the policy. Reimbursement If the dental services were caused by the acts or omissions of a third party, we are entitled to reimbursement for the services we paid for the dental services as described in the policy. Renewal The term of the policy begins on the effective date of the policy. You can keep the policy in force by paying us the required premium at the time of maturity. Your policy will automatically renew whenever the premium is paid. However, we may cancel the policy if there has been fraud or material misrepresentation by or with the knowledge of an insured person when making a claim for benefits. Termination The policy terminates: • If you do not pay the premiums when they are due, subject to the grace period defined in the policy; • On the date you want; • If we refuse to renew all policies issued on this form with the same type and level of benefits in your country of residence; or • On the date of your death if your spouse is not covered by this plan.
Dependents Eligible dependents are your legal spouse and eligible children. Eligible children must be unmarried (and under the age of 26 at the time of application. Effective Date
For an electronically filed application, the effective date is the later of the following: (i) the desired effective date; or (ii) the day after receipt by Golden Rule Insurance Company (GRIC). If requested by mail, the Effective Date shall be the later of the following: (i) the desired effective date; or (ii) the day after the U.S. Postmarked by the Postal Service. If sent without a United States Postal Service postmark or if the postmark is illegible, the Effective Date will be the later of: (i) the requested Effective Date; or (ii) the date received by the GRIC. Medical insurance for dental expenses If an insured person has another dental or medical plan that pays for the expenses covered by the policy, we will not make a payment until we determine which benefits the other policy will pay first. Our payment will be reduced by the amount paid by the other plans. Notice between out-of-network and in-network providers: You pay more when you use out-of-network providers for non-emergency services. Non-carriers can charge you any amount up to the billed rate after the plan pays its share. The basis of your benefit payment is based on reimbursement from your non-carrier policy.
• Replacement within 60 consecutive months after the last placement of full and partial dentures and replacement within 60 consecutive months after the last placement of crowns, bridges, inlays, onlays and veneers. This exclusion does not apply if the replacement is required by the extraction of a functional natural tooth; or an existing crown, bridge or prosthesis is provisional and install a permanent crown, bridge or prosthesis within 12 months from the date the provisional was fitted. • Replacement of crowns, bridges, dentures and fixed or removable prosthetic devices placed before coverage, unless the insured has 12 consecutive months of coverage under the plan. If the loss of a tooth in this 12-month period requires the addition of a bracket, pontic and/or abutment(s), the dental services associated with the addition will be reimbursed if the service is covered. • Replacement of complete dentures, fixed and removable partial dentures or crowns in case of damage or breakage.
Will My Insurance Cover My Dental Implants?
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