Auto Insurance Companies In Houston Texas - Whether you're stuck in bumper-to-bumper traffic in Austin, trying to merge in Houston, or just trying to get around the Dallas/Fort Worth area, Texans rely heavily on cars for transportation. With a car comes the responsibility of car insurance as drivers are required by law to have minimum liability coverage. Every driver in Texas wants to be protected, but doesn't want to pay too much for their coverage. Here are the top 10 cities in Texas with the cheapest car insurance options based on the most populous cities in our state:
*Methodology by HelpInsure: Based on the most popular zip code in each county for each city, female driver, married, age 25-64, average credit score, drives a car, drives more than 18,000 miles per year, has not been in an accident in the last 3 years or Fine for excessive speed.
Auto Insurance Companies In Houston Texas
As you can see, Lubbock, Texas drivers have it the best because their premiums are the lowest of the bunch. In contrast, drivers in Houston, Texas and Corpus Christi, Texas can expect to pay slightly more than most metro areas in the Lone Star State. No matter where you live, drivers need coverage, and there are a number of ways to save on your car insurance premiums.
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As we can see, residents of Lubbock, Austin, El Paso, Laredo, and Fort Worth, Texas have some of the cheapest car insurance rates in the country, but which companies provide the best rates in these cities? Whether you just want to stay legal or get full coverage for your car, take a closer look at the best insurance brands available for drivers:
Drivers may be surprised to learn that there are many ways to save on car insurance. Everything from safer driving to schooling to recruiting and more are available ways for drivers to save more on coverage. Not all discounts will suit your needs, but the good news is that there are many ways to get auto insurance discounts, and by talking to your agent, you're almost guaranteed to find a way to save. Check out some of the popular savings opportunities available to Texas drivers:
Different car insurance brands offer different discounts. Also, you will notice that different discounts apply to different areas of life. Either way, the team at TGS Insurance is ready to help you find the right discounts for your car insurance, starting with a free quote today!
Your car insurance will protect you from the many dangers that drivers face on the roads today. It can protect you from legal issues, protect you from liability and recover losses after an accident, but that doesn't mean you have to overpay for great coverage. At TGS Insurance, we believe in finding our customers the best coverage for their needs at the lowest cost available.
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Texas drivers save an average of $1,237 per year by switching to TGS insurance. By comparing your car insurance purchase between our 35+ top rated insurance providers, we can find the best coverage at the lowest price. Get started with your free auto insurance quote today! Car Insurance in Houston, TX [Case + Comparison Guide] If you want to find cheap car insurance in Houston, check out this guide. You can find the best car insurance rates in Houston based on factors such as age, credit score, zip code and driving history.
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Sarah Rotiye, Senior Editor and Outreach Manager, has professional experience as an educator, website promotion expert and content marketing expert. Has more than five years of experience in the insurance industry. As a researcher, data geek, writer and editor, she strives to curate educational and informative articles that provide you with the must-have facts and best-kept secrets in a world of overwhelming…
Cynthia Lanctut is an insurance woman with ten years of experience in the industry. Cynthia is licensed in several countries and has an associate's degree in credit accounts as well as a bachelor's degree in English. Cynthia's experience includes New England and the northeastern states. Today she works as a professional in the field of torts and occasionally contributes online.
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Advertiser Disclosure: We strive to help you make your own auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any car insurance provider and cannot guarantee quotes from any individual provider. Our auto insurance partnerships do not influence our content. Our opinions are our own. To compare quotes from many different insurance companies, enter your zip code on this page to use the free quote tool. The more quotes you compare, the more likely you are to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective third-party source for everything related to car insurance. We update our website regularly and all content is reviewed by car insurance experts.
Houston, Texas is one of the most popular and largest cities in Texas with over 2.3 million residents.
Fun fact: Houston is close to six bodies of water - Lake Sheldon, Lake Houston, Bear Lake, San Jacinto River, Buffalo Bayou and Burnett Bay.
Cheapest Auto Insurance Companies In Texas 2021
But you didn't come to this guide to learn about bodies of water. You've come to find the best car insurance the city has to offer.
As you noticed in our introductory chart, the average cost of car insurance in Houston is $6,255 per year. That's about $521 a month. These numbers are what the average insured pays for car insurance in Houston.
So what do premiums look like from different car insurance providers? This guide will explore all these details.
We'll cover the cost of car insurance in Houston, what it's like to drive in Houston, car insurance options for the military and veterans, specific laws in Houston, and a review of frequently asked questions at the end of the guide.
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If you want to get directly to the quotes, enter your zip code in our free online quote comparison tool. For a comprehensive look at car insurance in Houston, continue with the guide.
If you are new to Houston, you will notice that car insurance in the city is more expensive than most cities in the state or even the country. Finding cheap car insurance in Houston is a chore.
You may be wondering how my Houston, Texas fares compare to other average metro fares? We have your answer below.
This section will guide you on how to find cheap car insurance without spending hours searching the internet to see which company has the cheapest rates.
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The price of car insurance is determined by several factors such as age, gender, marital status, zip code, mileage, coverage level, credit history and driving record.
Other factors such as education and occupation are also taken into account when a potential customer negotiates a contract with an auto insurance provider (another name for an insurance company or auto insurance company).
When using these factors to determine car insurance, they can be cheaper or more expensive than the average annual premium. Continue to this section to find out what factors make Houston residents cheaper or more expensive car insurance.
Texas is one of the states that still sets auto insurance premiums (often called auto insurance rates) based on age, gender, and marital status. but why?
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Auto insurance experts rely on statistics showing that young male drivers take more risks when driving a motor vehicle.
These states no longer use gender to calculate your average auto rates in Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a significant factor, as young drivers are often considered high risk. Texas uses gender, so check the average rates by age and gender in Houston, TX.
Therefore, young male drivers are more likely to receive higher annual insurance premiums. This can be problematic for parents of teenage drivers. Let's see how expensive car insurance premiums are by age, gender and marital status in Houston.
The collection of data below shows the car insurance by age, gender and marital status in three separate tables. It is based on averages paid by insured people in the city and is not based on averages directly from insurers.
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17-year-old drivers have the most expensive policies in Houston, and the premium is more expensive than the average annual premium in Houston of $6,255.
Houston drivers over 17 but under 25 may pay something close to that premium. Until the insured is 25 years old, he will pay significantly less for car insurance, as can be seen in the table. All other drivers pay at least $2,500 less in Houston car insurance premiums.
Houston Texas car insurance rates by company and age is an essential comparison because the best insurance company for one age group may not be the best company for another age group.
What about the cost of insurance by gender? We can
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