Nj Retired Teachers Health Insurance - On March 19, the Senate voted to act on a series of bills already approved by the NJ General Assembly on issues related to HIV and NJ citizens.
Some key sections of the law that affect schools that are not directly related to the current public health crisis are also being considered and approved by the Senate. These bills reflect a recent agreement between Senate President Steve Sweeney and the NJEA on health care reform, and they affect both individuals and high school students.
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To inform you more about this law, we have posted it on the Internet on Wednesday, March 25 at 3:00 pm, which you can visit here.
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Both bills deal with the NJEA's lengthy request to increase employment protection for their membership. S-2303 (Bucco, Singleton) prohibits employers (districts, schools, and higher education institutions) from entering into subcontract agreements that affect employee agreements during the term of an existing collective bargaining agreement. It was approved by a vote of 31 to 3, but still needs parliamentary approval. S-993 (Grenstein, Singleton) approved by a vote of 32 to 2. Give non-teaching staff of the school in the county or area a board or committee with the authority to make decisions related to indisputable objections, prohibitions, non-cessation of growth; Non-renewal, expiration / expiration of contract work or continuation of work regardless of the cause of performance or failure of the employer and the offer or failure of any contract or negotiation. The burden of proof is placed on the employer. The proposal must also be considered by parliament and the speaker before becoming law.
The first part of S-2273 (Sweeney, Cryan) modifies the provision of health care plans that will be available under the School Health Benefits Program (SEHBP) and also affects schools and non-SEHBP employees. The purpose of this law is to maximize the quality of health care benefits for school staff while creating savings for employees, employers and taxpayers. The bill sets the platinum level of benefits in all health plans provided by SEHBP for school staff.
Continue to review and clarify the provisions of this law that are in progress through the legislative process. The summary below examines our understanding of the provisions proposed at this time. We will keep you updated about any significant changes or confirmations we receive.
From March 20, if the bill is legally signed and you definitely deserve to fast, the bill provides:
Changes To Rules For Employment After Retirement
This bill applies to active and retired school staff who are not eligible for Medicare alone. Medicare retirees are not affected in any way by this law. Whether the district participates in the SEHBP or not, from July 1, 2020, all new staff in the district will be offered only the NJ educator health plan described below. It is our understanding that the term “new employee” includes employees who leave a school to start in a new area of employment and hire new staff for the education system.
As of July 1, 2020, SEHBP can only offer three plans for medical benefits and prescription drugs for active staff. Other health benefits offered by SEHBP must be completed before that date. Any entity that has a contract with another SEHBP plan that is terminated by this proposal will resolve their issues through contract or contract performance. (Request further clarification on this issue). Non-Medicare retirees and their clients will be transitioned into the new NJEHP plan, effective July 1, 2020.
Special registration period by pension and benefits before July 1, 2020. The bill provides that this section, together with the School Staff Health Benefits Commission (SEHBC), will develop a monitoring tool for confidential consultations. To assist members and the impact of withdrawals through invoices in party decisions.
During special enrollment, employees must confirm by choosing one of three options, Direct X, Direct 15 or NJEHP if their school has an employee health plan. Employees who do not participate in the NJEHP will be required to invest in this plan from June 1, 2020 to June 30, 2021, and if they pay full benefits, that person will not be eligible for savings. Expenditures available under the NJEHP Contribution Schedule. Members should be aware of the financial penalties of savings lost due to lack of action on the plan by choosing a specific address at that time.
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All current and prospective retirees who are not eligible for Medicare will be required to enroll in the NJ Educator Health Plan for enrollment from July 2020 to June 30, 2027, unless they choose to migrate. District to the existing state health plan. Such retirees can then choose any policy provided by the school staff health plan. If you retire non-Medicare and now contribute to your health insurance premiums, it will not change. If you do, your expenses will remain the same or decrease because you will contribute one percent of your pension from the legal contribution plan.
An important part of the bill is to change the employee / retirement contribution rate for health care from the percentage of the premium model to the percentage of the salary or the percentage of the retirement model. This bill provides this table of contributions in which the contribution of an employee or non-Medicare is deducted from wages / pensions:
The Garden State Health Plan, to be launched next year, will provide the same level of benefits as the NJEHP, with the New Jersey network of providers only half of these percentages. The bill contains the language that employees and non-Medicare recipients who are enrolled in the NJEHP or GSP may not be required to pay more than the amount contributed in the bill for their health benefits under their plan. They choose that.
Active employees who are not enrolled in these plans (NJEHP or GSP) will contribute to their health benefits at the contract negotiation rate, Chapter 78, Level of Contribution under that Act (direct 10 or 15) or decision Of the employer (non-negotiable section employee).
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The bill includes provisions including health and wellness policies that include health screenings, counseling services, smoking cessation services and ensures that all school staff have access to these services. Other provisions in the SEHBP promote the use of patient-centered medical facilities and efforts to control costs for expanded population health organizations.
Local users who do not participate in the SEHBP will be able to keep their existing Chapter 78 Chapter's negotiated insurance contributions negotiated or other local coverage limits, but all districts must provide NJEHP or Equivalent through their private carrier. In law, the level of premium participation is based on a percentage of salary. As stated, all new employees will be offered to the NJEHP whether the district is in the SEHBP or not. From the plan year of July 1, 2021 onwards, all non-SEHBP districts must also provide staff in the State Parks Plan (GSP) through the SEHBP or through private transport companies.
The bill sets out the available strategies and assistance levels for districts participating in the SEHBP for seven years. This law will come into force from July 1, 2020 until June 30, 2027. The parties can then contribute to the level of contribution of the NJEHP or GSP registered employee. Transactions will be made because the level of contribution contained in this document is prior to the contract. The parties may apply a new contribution schedule or method other than a percentage of the salary at that time.
For districts that do not participate in the SEHBP, these districts are prohibited from adding new health care plans other than Direct 10, Direct 15, NJEHP and GSP for a period of 7 years until June 30, 2027, unless these employers can Done. Continue to offer health benefit plans that result in a reduction in premiums beyond what is on the bill. Likewise, on-site health benefit plans can continue to be offered before the effective date of the proposed law, perhaps until the contract expires (declaration required). Beginning July 1, 2027, non-SEHBP districts can negotiate other health benefit plans and contributions with their unit staff. Similar to SEHBP districts, they will be treated as a contribution limit request as part of a pre-contract of the parties. These provisions also apply when health insurance benefits are provided by an insurance fund or a joint insurance fund.
New Jersey State Veteran Benefits
Savings realized by the school district that cost at or exceed the adequacy of the funds calculated under the school funding reform law must be used only for tax relief. Districts with the following recovery costs can use the savings to support their education or other financial programs. Each district must submit annual data to the NJDOE on pensions and benefits and the legislature to track health care savings costs.
The following is a guide from NJ Educators Health
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