Cheap Insurance For International Students - The chat is open from Monday to Thursday from 08:00 to 19:30 and on Friday from 08:00 to 18:30.
Interested in student health insurance? is there for you, with excellent benefits, additional benefits and low-cost contributions that perfectly suit your needs.
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100% Reimbursement of Travel Vaccines: Do you need certain vaccines for your travels abroad? We cover the full cost of this, leaving you with more money to enjoy your holiday.
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Free Information Hotline for Travel Vaccinations: The teledoctor is available 24 hours a day for all questions related to travel vaccinations.
Additional insurance for semesters abroad or travel: If you need medical help abroad, it can quickly become expensive. So that you have one less thing to worry about, we offer exclusive rates for additional travel insurance with our health insurance partner HUK-COBURG Krankenversicherung.
Have more than 100 euros in bonuses paid each year: with the bonus program you collect bonus points through health promotion activities such as participation in a fitness course. You can then redeem these points directly in the app to purchase special rewards.
Customers train more economically: As a member, you benefit from exclusive offers from our partner gyms and save money at the same time.
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Optional rates: up to €100 cashback per year: With our optional Pro Fit rate, you can receive up to €100 cashback per year if you claim little or no damage.
It pays to learn – grants for health promotion courses: we contribute up to €200 per year to health education courses on the topics of exercise and fitness, nutrition, relaxation and addiction.
The app: control all important communications from anywhere – our online service center and secure Meine members area give you digital access to many of our services via the smartphone app or the internet browser For example, you can download your health insurance certificate for your university and your BAföG certificate or upload your enrollment certificate. Your personal online mailbox allows you to communicate information directly and securely. The built-in health manager also helps you plan and keep track of important doctor's appointments.
Relax with the 7Mind meditation app: When everything is too much for you, 7Mind helps you keep a cool head. Members get 12 months of free exclusive access to mindfulness training.
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Get a good night's rest with our sleep: you learn best when you're rested. Our Alexa Skill or GoogleHome Action Bedtime is the ideal way to relax.
Are you planning to study in Germany? For international students, Germany offers higher education and many exciting experiences. Our step-by-step guide tells you what to organize before and after your arrival.
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Watch our video with Amit Narayan. You will receive the most important tips for the first time in Germany.
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We use YouTube videos on some pages of this website. If you wish to access it, your active consent is required. This setting allows you to enable these videos on this website. We would like to point out that data may be transmitted to YouTube after activation. Health insurance is compulsory by law for all residents in Germany, even for a semester. Graduate students under the age of 30 can enroll in subsidized public health insurance, while others must seek alternative avenues of coverage, such as health insurance. B. through public health insurance contributions or a private plan.
Students under the age of 30 do not have to pay the 7.3% social security contribution for health insurance, but pay a fixed (reduced) monthly amount of €117.50 (
) for long-term care, which covers both basic health insurance and long-term care insurance. This amount is usually less than the cost of standard income-related contributions.
Many people who decide to study in Germany worry about how high the legal health insurance will be for students abroad in Germany. The good news for international students is that the reduced price of €117.50 (
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All students must have health insurance before starting their studies; this applies to both domestic and international students. International students will not be issued a student visa without proof of public or private insurance (or insurance from their home country, if applicable). Foreign nationals must ensure that they are fully insured before starting to obtain a student visa.
Students over 30 have the right to choose between public and private healthcare. If you are looking for private healthcare offers, you must consider whether it is better to enroll in the public system. This usually depends on whether they work alongside their studies or not.
German nationals can easily obtain legal health insurance, but international students should consider this before moving. offers students the opportunity to sign up for discounted legal student health insurance through TK, one of Germany's largest and best-known providers. Our partnership with TK means you have access to the ongoing support (including English) provided by this provider. We can help you every step of the way and make sure your health insurance is arranged well in advance of your arrival.
Don't underestimate the importance of health insurance for international students. Not only is it required by law, but you can't get a student visa without it.
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TK administers statutory health insurance for a large part of the German population; In fact, more than 8.8 million people are subscribed to TK.
One of the many benefits of choosing TK is that they offer online and phone support seven days a week and have an English support portal and claim form.
Can help foreign students register online with TK before their arrival, obtain a study visa for prospective students in Germany and assure them about health insurance coverage.
) for long-term care, which covers both basic public services and long-term care insurance for old age.
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This may be due to the fact that the German university does not recognize a school-leaving certificate from a certain country, and therefore the admissions office requires students to demonstrate their skills and knowledge in a short course.
, and passing this exam is essential to access the course. Some short language courses at universities are also included under the heading Propedeutic.
A preparatory course is also a good way to acquire important language skills and, in general, to prepare for life in Germany full-time. Most preparatory colleges last about two semesters, which is almost a year. It is important to note that those enrolled in preparatory schools may not be included in the statutory health insurance, but are still subject to health insurance under German law.
For the duration of preparatory college, this means that students must sign up for private health insurance. After successful completion of studies and admission to university studies, students can obtain statutory health insurance through a provider such as TK and use the reduced student rate.
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Some students choose to take a language course, which usually lasts about a year or a semester, to improve their German. Language courses are attended by future regular students as well as people who want to move to Germany for work. A language course can be an excellent opportunity to better integrate into German society.
They are not eligible for statutory health insurance and must find a tailored private plan to cover them for the duration of the course. Once you are employed or admitted to a course of study, you can enroll in public healthcare.
Some language courses are short, possibly lasting a semester or less. In this case, students from EU countries (as well as Norway, Liechtenstein and Switzerland) may be covered by the conditions of their TSE card.
Don't always assume that you are automatically insured because you are from an EU country (or Norway, Liechtenstein or Switzerland). You often have to register with the national health service in your country of origin, which will issue you with a TSE card. You cannot receive any medical treatment in Germany without this card.
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Students living in Germany as part of an exchange program such as the Erasmus program are also legally required to take out health insurance. As the duration of an exchange can be as short as a semester, it is sometimes possible to rely on your EHIC insurance cover for the duration of the exchange. Unlike preparatory universities or language courses, exchange courses as part of a degree are covered by statutory health insurance with a student discount.
Here at we can help students undertaking a one-year registration exchange with the public health system through our partner TK. Visit our health insurance page for more information.
You will still need to prove that you have some form of health insurance before you can receive a student visa.
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