Top Rated Home Warranty Companies In Texas - If you're in the market for a home warranty to protect your home, you're probably wondering which home warranty company is the best option for you. Whether you've lived in your home for a few years or are buying a new home, a home warranty can be a great option to help keep your home repair costs down. While it may seem simpler to just choose the first available or cheapest home warranty company, following a simple strategy will allow you to choose the best home warranty company, coverage and price for your home. A little research upfront can pay off in the long run if you use your home warranty to repair or replace broken systems and appliances in your home.
The first step is to find home warranty companies that service your area. There are national players that provide nationwide home warranty service, but you should also check out more local companies to see what your options are when it comes to home warranty coverage. The Landmark Home Warranty only covers homes in Texas, Arizona, Utah, Idaho, Oregon and Nevada.
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When you find home warranty companies that offer coverage in your area, ask them for quotes or check out their plans and rates. It's also a good idea to get a copy of the home warranty agreement from them so you can get a better idea of what type of agreement you would be entering into if you purchased a home warranty from either company.
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Once you have a list of home warranty companies in your area and their coverage, look around your home (or the home you're buying). List which items are the oldest and most likely to spoil quickly. When you are buying a home, your real estate agent can get this information from the listing agent and the seller. If you've lived in your home for several years, pull out the manuals for your appliances to determine the age of each system or appliance.
Each system or appliance has an average lifespan, so to know what home warranty you need in your home, compare the age of your systems and appliances to each of their potential lifespans. This workbook has average lifespans for many of the most common systems and devices that you can easily use to determine what you need most.
You want to get coverage for systems and appliances in your home that are close to (or past) their average lifespan. You want to make sure that they have been properly maintained and that there are no previous problems, as some home warranty companies do not cover previous conditions or lack of maintenance in their contracts.
Once you've determined your top systems and appliances that need coverage, take a look at sample contracts from the various home warranty companies that offer coverage in your area. Note which home warranty companies offer the coverage you and your home need. You should also definitely read it
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Conditions because there may be some parts of the system or appliance that are not covered by certain home warranty plans or certain home warranty companies. For example, some Landmark home warranty plans cover a system, such as your HVAC system, but higher coverage plans also cover more expensive things like freon renewals and refills.
Then you need to read the exclusions and limitations. Some home warranty companies generally have limits where they will only pay a certain dollar amount for each home repair. Once this limit is reached, all repairs and replacements are out of your budget. Other home warranty companies set dollar amount limits on certain items, meaning the rest comes out of your pocket. For example, the Landmark Home Warranty has a limit of $1,500 for the diagnosis, repair and/or replacement of a kitchen refrigerator. Some home warranty companies also allow you to get a cash-in-trade option where you simply get what the home warranty company would pay to replace the system or appliance. You can then set this to a more expensive model for your device of your choice.
Also be aware of these restrictions and make sure there are not too many in the contract. When calculating the cost of these home warranty plans, you should definitely look for cheaper options, as many of these home warranty plans will have significantly less coverage and higher limits than their more expensive counterparts.
Finally, research what other consumers are saying about home warranty companies. Look at the number of positive reviews compared to negative reviews and see some of each. You should also check how these home warranty companies respond to their customers in the review. For negative reviews, if they are actively trying to help the user with the situation, you can be sure that they most likely have excellent customer service. If there is no answer, it may be a good idea to look for another home warranty company in your area.
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After researching each section of this list, you can easily choose the perfect home warranty company and home warranty plan for you and your home. If you're interested in Landmark's coverage, limits and pricing for your state, you can download a brochure and sample contract here.
Everything you need to know about what a home warranty is, how it works and what it covers. Real Estate Professionals: Use These Articles to Help Your Clients!
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Enter your information and you'll receive a free, personalized home warranty quote. You can adjust the coverage and prices to your needs. Experience what over 70,000 homeowners already know: Landmark Home Warranty helps protect your home and your budget! What are the best home warranty companies in Texas? Find out in our review dedicated to the Lone Star State. | Photo credit: Shutterstock
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Today's Homeowner works with an independent review team to produce evidence-based research that helps our readers make informed decisions. Reviews are always independent. For transparency, we may be compensated if you purchase through a link.
Homeowners living in the Lone Star State often purchase home warranties to protect their homes from costly repairs that can cost thousands of dollars. With plenty of Texas home warranties to choose from, you can be sure you won't break the bank if an appliance or system breaks.
In this article, the review team used data we collected from over 20 home warranty companies in Texas and ranked the best providers in the state.
American Home Shield (AHS) earned the top spot in this ranking because of its quick response to claims, unique and thorough coverage plans, and strong industry reputation. The only downside to this provider is that its plans aren't the cheapest. It is one of the oldest home warranty companies in the United States and serves 49 states, excluding Alaska.
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AHS offers three plans: Appliances, Systems and Combo. AHS does not place limits on the amount of covered repairs or replacements you can have during the life of your contract. It also covers devices and systems with unknown existing states.
There are also five optional extras you can add to your plan including a pool and spa, well pump, septic pump, guest unit, electronics.
American Home Shield's monthly premium costs are on the higher side of the industry, but reasonable because of the solid coverage in each plan.
You can choose a service fee between $75 and $125 with AHS. The higher the service charge you are willing to pay, the lower your monthly premium and vice versa.
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Request a free quote. You can get a free quote from American Home Shield by filling out this simple form or by calling 844-529-9298.
Select Home Warranty offers monthly premiums that are less than $40 per month, one of the best prices in the home warranty industry. Select Home Warranty is also offering a great promotion of $150 off and two months free for new customers. The company is headquartered in New Jersey and operates in 46 states, except Nevada, New York, Washington and Wisconsin.
Select offers three home warranty plan options: Bronze Care, Gold Care and Platinum Care. Each of these plans covers a range of expensive household items.
Select also covers eight extras: central vacuum, lawn sprinkler system, pool, spa, septic system, stand-alone refrigerator, sump pump, well pump
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Select Home Warranty offers some of the cheapest home warranty plans on the market while still offering great coverage. There is a $75 fee for each repair in your home.
Get a Free Quote You can get a free quote from Select Home Warranty by calling 888-370-3956 or by completing Select Home Warranty online
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